We are committed to supporting more of your clients and have recently enhanced our proposition to help you do even more for them. Ready to get started? Login or register via our connect portal today okt.to/0rm5IZ #laterlifelender  okt.to/Dt6N5o

We're pleased to welcome Phil Quinn to Standard Life Home Finance as our new Head of Sales! 🎉 With significant experience across the specialist sector, Phil brings a fresh perspective and a drive for building strong partnerships with #laterlife advisers. #laterlifelending

When a newly built home surrounded by commercial property came to us, our expert underwriters took a proactive, evidence-based approach. Find out how we secured approval in the case study below. For help with a case, get in touch okt.to/vEU5ke okt.to/hfCMSv

At Standard Life Home Finance, we work closely with you to move cases forward quickly and overcome delays with ease. We have created this document to highlight and help you overcome the top 7 reasons for delays #lifetimemortgages #laterlifelending okt.to/ytE0nr

Are your clients on the fence about servicing their interest? Here's how much your client could save on our shortest Horizon Interest Reward payment term. Find out more okt.to/lRZxJm #interestserved #costofborrowing #laterlifelender

When a rural property with high voltage power lines fell outside of criteria, rather than allowing this to dictate the outcome, our underwriters built a compelling, evidence-led referral. Find out how we achieved a timely approval below ⬇️ #laterlifelender okt.to/5mkRDw

Gifting #lifetimemortgage funds could reduce the taxable value of your client's estate as part of a decumulation strategy and help mitigate the impact of inheritance tax (IHT) IHT is a specialist area and it is recommended clients seek advice from a taxation specialist.

In the event that your client's partner passes away or goes into long-term care, most #lifetimemortgages offer your client a 3-year window to repay the loan ERC free if they wish. With Horizon however, this feature is applied indefinitely. Explore Horizon okt.to/I6FjTs

We asked our customers what a Horizon lifetime mortgage has meant for them and here’s what they said okt.to/FJlMsa Explore the options available to your clients today okt.to/9EPnJz #laterlifelender #customeroutcomes #wealthmanager

In addition to servicing interest on a Horizon Interest Reward lifetime mortgage, your clients can also repay up to 10% of the initial loan amount in any 12-month period, if they wish, without incurring ERCs. Explore more okt.to/EvoGzm #interestserved #laterlifelender

As seen in the FT adviser: The future is looking bright for the later life lending market, despite the recent hardship it has faced, according to Key Group CEO, Will Hale. okt.to/aqDVGi #laterlifelending #retirementfinances #propertywealth

Will we see you at the air Conference this year? Join us at Silverstone Circuit in Towcester on Tuesday 10 June 2025, book your free ticket today okt.to/ljvs85 #laterlifelending #airconference #lifetimemortgage Air Academy Events okt.to/A9P2FS

"What does complexity actually look like when it comes to lifetime mortgages? And how can providers overcome them?" okt.to/zngGi0 #laterlifelending #propertywealth #wealthmanagement

Affordability is becoming a key focus in #laterlifelending, and as more advisers discuss the impact of repayments, clients are unlocking more options, and reducing their cost of borrowing. Find out more okt.to/6dShRz #interestpayments #lifetimemortgage

From commercial proximity to non-standard construction, our underwriters look beyond standard criteria to move cases forward. Explore some recent cases we have overcome okt.to/EHO0NU For support with a complex case, get in touch okt.to/MXjChE

We are committed to supporting more of your clients and have recently enhanced our proposition to help you do even more for them. Ready to get started? Login or register via our connect portal okt.to/HZlCay #laterlifelender #lifetimemortgages  okt.to/NPxlAy

Need to speak to someone about a case? Don't forget, your dedicated contacts are on hand to help. Get in touch today #laterlifelender #propertywealth #retirementplanning okt.to/lMxPAu

In our upcoming clinics, we'll be discussing the latest product and criteria changes you need to be aware of for our Horizon lifetime mortgages. Stay up to date by registering your interest today okt.to/7I9Nyp #lendingcriteria #laterlifeadviser #retirementfinances

Have you booked your free ticket to the air Conference yet? Don't forget to visit our stand for a chance to win a Michelin starred meal for two. Book your ticket now 👉okt.to/98OuCy #laterlifelending Air Academy Events okt.to/ORrSNA

When advising on Horizon Interest Reward, it's important to consider your client's current and future affordability to secure the most suitable and cost-effective solution. Explore our guide to choosing the right payment term below #laterlifelending okt.to/71uJk8