A9: Set weekly calendar reminders to check in on your goals, like a standing money date with yourself. It’s my “get rich” time. It’s not micromanaging; it’s momentum. Small check-ins keep big goals alive. #CreditChat

A10: I’m on track with 2 out of 3 of my big 2025 money goals, and that’s a win in my book. But hey, this is the halfway point, and hopefully I can share a 3/3 win by the end of the year. #CreditChat

Thanks to our awesome panelists: @CreditScoop, Jason Vitug, American Consumer Credit Counseling, Danielle YB Vason, Diane Gardner, CFP®, CDFA®, and Cameron Huddleston for taking the time to share your expertise! #CreditChat

Thank you for having me, Experian! Loved sharing space with this powerhouse panel and the #CreditChat community. Let’s keep chasing those goals and building the freedom to dream. Until next time ✌🏾

Looking forward to being a panelist for today's Experian #CreditChat

Q1. What’s a common piece of money misinformation you’ve seen circulating online lately? How can people verify the truth before sharing? #CreditChat

A1: Carrying a balance boosts your score” is a myth that just won’t die. The truth? You only need to use credit, not pay interest. Want facts? Look for sources that cite regulators—not influencers. #CreditChat

A1. A big one we see: “Checking your own credit hurts your score.” That’s a myth! You can check your credit report and score as often as you want without any impact. Verify claims sources with sources like FTC or trusted non-profits like American Consumer Credit Counseling and NFCC. When in doubt,

A2: Misinformation thrives on social media, especially TikTok for Gen Z and Facebook for Boomers. The format is fast, the advice is viral, but not vetted. Critical thinking + financial literacy is how we fight back. #CreditChat

Q3. What are some reliable sources people can use to fact-check financial claims or money advice they see online? #CreditChat

A3. Trusted sources include FTC, nonprofits such as National Foundation for Credit Counseling (NFCC) and American Consumer Credit Counseling and the Experian credit advice blog . Verify across multiple outlets before making financial decisions. #CreditChat

A4: I haven’t fallen for a scam personally (yet 🤞🏾), but I’ve seen fake QR code stickers trick people into sending money, especially at parking meters and pay-to-park stations. Always double-check the source before scanning. #CreditChat

A5: Make money talks a family norm. When kids learn early that money decisions reflect their values, they grow into adults who ask the right questions before believing every “money hack” online. #CreditChat

A6: If it promises instant results, guaranteed returns, or secret loopholes, it’s probably too good to be true. #CreditChat

A6. Be cautious of phrases like “guaranteed approval,” “instant results,” or “no risk.” 🚩Legitimate financial advice is transparent, realistic, and doesn’t pressure you to act fast. #CreditChat

A7: Proactive education, transparent communication, and real-time alerts can help stop or at least slow down misinformation. #CreditChat

A8: Because "get rich slow" isn’t sexy. Quick fixes offer hope when people are overwhelmed or in crisis mode. It’s easier to believe in shortcuts than face the long game.

A9: Scams thrive where financial confusion lives. Building literacy helps you spot red flags faster, ask better questions, and avoid costly mistakes. You don’t need to know everything, just enough to not get played. #CreditChat

Q10. What’s one practical step you recommend everyone take today to stay informed and avoid money misinformation? #CreditChat

Grateful to have joined today’s Experian #CreditChat! These convos around financial literacy, goal-setting, and debunking money myths matter. Appreciate the community, the insights, and the impact. Let’s keep going. #CreditChat #SheMakesCents