You need to make investing for your future automatic. Once you have worked out how much you need to invest each month, set it up so it goes out as soon as you are paid. Its about paying yourself first and investing for your unknown future with purpose

Mortgage on your home - what's the best way to deal with these? By the time you are retiring or wanting to have the option to not work, ideally you want it paid off So that's the starting point but does that mean you should just stretch it up to then? Thread on the options 👇

Like an extreme diet, following an extreme financial plan can be unsustainable and lead you to being in a worse position Sometimes it can be necessary for a short period to get yourself out of a corner Though like with a diet you want a plan you can stick to in the long term

Ultimately there is no such thing as no risk in the world. You have the choice of what to risk and when to risk it Leaving your money in the bank brings risk - the risk that the bank goes under & the risk that inflation will erode the value So you are already taking risk

My motivation to build wealth & become financially free has increased 10x since being on this side of Twitter Seeing people so determined to build their income & investing is amazing Out their most aren’t & the ones that are get drowned out Here you get concentrated Greatness

Pay yourself at least 10% (you might need to more) by allocating to: -Pension - at least match company & if higher rate tax payer more could be better -ISA -GIA - once used ISA In these accounts invest into: -Index funds - preferable for most -Individual shares

If married or in couple in 🇬🇧 You can be investing £40,000 a year with tax free growth using both your ISAs That’s £1.7m tax free in 20 years with 7% growth Even with inflation at 3% that’s still £940k tax free Get using your ISA Allowances!!

You’ve got a lifetime of expenditure ahead of you that won’t stop until the day you die & in fact if you have dependents after So ask yourself this are you earning enough not just to cover expenses now but the expenses for when you stop earning or if you weren’t around?

Habits are hugely important as we all know No more so than in finances If you can make saving / investing a habit you get into from an early age or as soon as possible the better off you will be If you can make questioning what you are spending your money on a habit as well

What’s your biggest regret with your finances? For me it was not starting investing beyond my company pension with any seriousness until I was about 30.

Investing can be very simple or very complicated depending on the approach you want to take I advocating keeping it simple But even though it’s simple it isn’t easy Which ever approach you adopt you will have to remain patient & not panic when investments fall by 20-50%

At the supermarket yesterday I was severed by a lady in her late 70s She was lovely & really happy It got me thinking though You don’t want to be forced to work at that age Sure if you love the work or the social contact I get it With it felt like she loves the social side

Chasing a hot fund/stock is like being stuck in traffic in the lane that’s not moving You watch people switching to the empty lane next to you going past Eventually you switch lanes only for the traffic to stop in that lane Usually the hot stock of last year isn’t next year

Hiya I’m raffling off a brand new ps5 with proceeds going towards the cost of a new powerchair. I’ve found a legitimate site to host it, which is at: raffall.com/285302/enter-r… I wanted to do £5 per ticket but their commission made me do £5.50. Please RT :)

My $7.5k Xmas giveaway starts tonight. Kicking things off with $500 of $GNS, one of my fav cryptos 👀 To enter, like, retweet n respond with your fav colour. Why a colour? Because it's all I can think of! The winner will be randomly selected and announced in 24 hours!

Day 2 of my 7.5k Xmas giveaway, today I'm giving away a $300-$400 GMX Blueberry Club NFT from one of my fav projects $GMX (GMX 🫐) To enter, like, retweet and tell me what year you started #crypto! The winner will be randomly selected and announced in around 24 hours!

Day 3 of my 7.5k Xmas giveaway, today I'm giving away a $500 $USDT for Spin, another fav project. I wanted to do their token but it's unreleased atm! To enter, like, retweet n tell me what you're drinking this Xmas! I'll randomly select the winner n announce it in 24 hours!

Day 4 of my 7.5k Xmas giveaway, today I'm giving away a $350 worth of $GMD, another fav token of mine. Cheers to GMD Protocol for contributing this prize! To enter, like, retweet and tell me what #crypto you are buying in 2023!

Day 5 of my $7.5k Xmas giveaway, today I'm giving away over $1,300 of mostly $PYR and a little $GDDY to three winners 🤯 To enter, like, retweet and tag whatever #crypto is your biggest bag. Mine is $BTC! Cheers to Vulcan Forged for the PYR, it's one of my fav projects!

Last day of my $7.5k Xmas giveaway, today I'm giving away over $2,500 of $DAO to five winners 🤯 To enter, like, retweet and tell me what you will do with your winnings! The winners of tonight's and yesterday's will be announced on the 26th as it's Xmas tomorrow!