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You can’t compound if you keep interrupting.

Not surprised fintech is leading. It aligns with the kind of questions and curiosity I see on this app daily. The data is simply confirming what we already feel in the flow of conversations here.

Funny how GTCO has opened a ₦25 price gap over Zenith

Both banks are similar in size, revenue, and profit. But clearly, the market is saying something. 📍GTCO Price: ₦83.2 Valuation: ₦2.84 trillion 📍Zenith Bank Price: ₦57.5 Valuation: ₦2.36 trillion Always pay attention to what the market is pricing in.

People are the most important element in any company. They shape the culture, set the strategy, choose the markets, build the products, and bring everything else together. If you can’t bet on the decision makers, forget the business. Nothing else matters.

Earnings are good. But quality of earnings is even better. GTCO paid a ₦7 dividend for FY 2024. In H1 2025, it was one of just two banks with zero forbearance loans. That’s like winning the Champions League with an unbeaten run. Class💯

....if you work with a financial advisor

Paid employment is one way to deploy this strategy. Another way is to build a product or service that the world depends on. That way you write your own script that makes it difficult to replace you.

New week. Fresh slate. Stay focused, stay consistent. Do great things. 💪🏾

Personal finance doesn’t come pre-installed in your DNA. You have to learn it. That’s how you get better with money.

If a person has only known an expanding economy, he or she may not be prepared for life in a deflating or hyperinflating economy. A good exercise is to find people who experienced the last depression and take them to lunch. ~ Robert Kiyosaki

GTCO is heading to the London Stock Exchange this July. To raise $105 million by issuing 2.29 billion new shares at $0.0459 each. A major move for a Nigerian bank.

GTCO is listing on the London Stock Exchange this July at $0.0459/share. For dollar asset lovers, this is your shot. No excuses.

You learn personal finance the same way you learn anything else - by committing time, effort, and a bit of money. Nothing good comes by accident.

It’s always better to learn by principle. That way, when life throws you into unfamiliar situations, you won’t panic - you’ll fall back on timeless principles that still apply. That’s how wisdom works.

FGN Savings Bond (July Edition) is out: ✅ 2-Year @ 15.762% p.a. (Matures July 2027) ✅ 3-Year @ 16.762% p.a. (Matures July 2028) Interest is paid quarterly, not yearly. For those who want steady income with low risk, this is worth considering.

Exactly. I explained this last week. For example, the $0.0459 offer price is equivalent to ₦70. Meanwhile, on NGX it is currently at ₦85.

I can see a future where 5 million active Nigerians are playing in the stock market. It’s not far off. The signs are clear. And when it happens, everything about this market will change forever.

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You should be far more concerned with your current trajectory than with your current results. ~ James Clear