I'm hearing chatter that we're already seeing 8% for some home buyers -- e.g. those who are non-prime Others tell me it's only a matter of time before the rest of us get quoted 8% John Toohig

Discussing the market impacts of the proposed Basel III capital rules on the lending ecosystem are John Toohig with John Toohig, Becky Crain with Regions Mortgage, Kurt Johnson with Mr. Cooper® Powered by Rocket Mortgage® and Jay Plum with Fifth Third Bank. #MBAAnnual23

Thanks Randy Woodward, Jack Farley This link should get you there: linkedin.com/pulse/lets-tal… Happy New Year! Thanks for all you do!

John Toohig linkedin.com/pulse/lets-tal…

Mortgages. What's the impact on the housing market at 7.5% coupons? Perhaps FNMA is a good barometer. "FNMA struggled with single-family loan purchase volume in the seasonally weak Q1, when it fell to depths not seen since Q3 of 2000" americanbanker.com/news/fannie-ma…

Podcast. Looking for a conversation surrounding commercial real estate? Give Trepp podcast a listen. Hosted by Lonnie Hendry, CRE and Hayley Keen we had a good discussion about the lending markets. We covered not only commercial real estate but also consumer lending and