I'm going to buy a house and create the most amazing garden in the world and then when people ask how I did it, I'll stare at them blankly and say 'a garden is an investment'

For all the critiques I make of the FIRE community, one thing I truly appreciate is they started a robust conversation that challenges Americans' abysmal savings rates, showing us it's achievable -- and normal -- to save more money

Lmao these l comments on the New York Times “buy vs rent” calculator remind me of the tens of thousands of comments I’ve gotten when I post about housing

“Always buy a house!” is one area where Americans are hilariously wrong and aggressively proud of it

Too real

Part of living a Rich Life is being honest -- honest with yourself and honest with the people around you.

In personal finance, more people are starting to understand the concept of a Rich Life. I love this!

But very few understand how to know if they can truly afford something.

Cool illustration of my 10 Money Rules by Alejo Porras

Remember, these are my rules for my money. Yours will be different!

I was talking to a couple who's been stressed out about money for decades

I showed them 3 scenarios for their retirement, and she said, 'This chart seems more relaxing'

I said, 'Interesting word. Why is it relaxing to you?'

'Because it doesn't have any negative signs'

That's

More reasons I think changing fitness is harder than money:
- Most people know they're not especially sophisticated with money (it's technical), but we all believe we know how food works since we've been eating since we were born
- We have deeply held stories in our culture

Was talking to my trainer today about what's harder: Changing your fitness (food & training) or changing your finances

I think changing fitness is at least 5x harder

Money can be partially automated. But not fitness/food. And temptations are everywhere

What do you think