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USA’s Constitution states: “The #Congress shall have the power to…fix the Standard of Weights and Measures.” That reads as including #tariffs; not only those for the trade among nations, but also those for the access to bank credit within the nation. 🤔🤔 subprimeregulations.blogspot.com/2024/10/ai-ope…

When walking around the World War II Memorial in Washington D.C., I am always reminded of that I would not exist, were it not for the American soldiers there honored. Year 2025 – 80 years ago. perkurowski.blogspot.com/2015/05/my-fat…

Why does artificial intelligence, trained on human intelligence, give answers humans don’t? ChatGPT said: It “approaches problems without emotional bias”, “does not hesitate giving answers due to social norms” #AI could help free us from #HI #bullshit. 😎 perkurowski.blogspot.com/2025/02/ai-ope…

US Public debt May, 2025: $36.2 trillion. IRS’s systems modernization was supposed to be ready 1996. Now, 2025, still five years away. #DOGE With respect to that, the most important question is, how does the US Congress prioritize the use of that debt? 🤔 subprimeregulations.blogspot.com/2023/07/should…

What we should most want to see in a cohort of future bankers, is an abundant mixture of main street experience daring to question their bosses. What we least need now are more financial engineers who never left their desks. 😡 For that AI will suffice. x.com/PerKurowski/st…

Allowing banks to leverage their capital/equity more with public debt & residential mortgages than with loans to small businesses & entrepreneurs, who can believe that's how to grow the economy out of the debt-trap which has precisely been created by that? subprimeregulations.blogspot.com/2024/08/ai-ope…

A much ignored and forgotten memorable commencement speech 😢 x.com/PerKurowski/st…

How many Nobel Prize winners in Economic Sciences have warned us that the Basel Committee’s risk weighted bank capital requirements distorts the allocation of bank credit and central banks’ monetary policies? 🤔 #ChatGPT: Zero! #Grok: Zero! subprimeregulations.blogspot.com/2025/05/chatgp…

There are some universities that have much in common with trade schools. Please just think of how much closer to earth’s main-streets the ivy league’s university professors would be, if they, for one or two years, had the chance to attend the Zamorano. 😎 perkurowski.blogspot.com/2018/01/about-…

#Basel’s risk weighted bank capital requirements and #MMT, imply bureaucrats know better what to do with funds from public debt or central bank’s monetary injections QEs, than small businesses & entrepreneurs with their bank loans. A clear moral hazard! 😡 subprimeregulations.blogspot.com/2023/07/should…

No matter how large the reduction of waste and corruption all #DOGE cuts could produce; that will always be much less than those produced, at lesser cost and higher efficiency, by just getting rid of bank capital/equity requirements favoring public debt. x.com/PerKurowski/st…

How many of the Woodstock generation (like myself) oldies, that we saw screaming/grimacing protesting in front of #Tesla stores, will soon shed big tears seeing how the lack of #DOGE initiatives, has put their social security and Medicaid in harm’s way? 🤔 x.com/PerKurowski/st…

Of those with nervousness about visas and any others who are leaving Ivy League Universities now, e.g., Harvard, how many are doing so because the emperor, or at least his economists, have been found out parading naked? x.com/PerKurowski/st…

How come America has a Court of International Trade to handle e.g., tariffs that impacts the trade with other nations, but not a Court of National Access to Bank Credit, to handle bank regulations that impact the allocation of credit within the nation? 🤔 subprimeregulations.blogspot.com/2025/03/ai-cha…

The most memorable Commencement Speech. That by Alexander Solzhenitsyn at Harvard University in 1987. At the peril of all of us, it was blithely ignored, by Harvard & all other universities; and by all those with a personal interest in it being ignored. 😡 perkurowski.blogspot.com/2023/07/where-…

Those whose universities commencement speeches diminished the market value of the degrees in which, they as graduates invested theirs or their parents’ money, or took on loads of student debt to pay; could they be sued? 🤔 x.com/PerKurowski/st…

Professors in statistics at Harvard & other universities, did they lecture adequately any future bank regulators about Bayesian conditional probabilities? 🤔 Sadly, no. Banks have again built up dangerously huge exposures to what’s perceived as "safe". 😡 subprimeregulations.blogspot.com/2025/05/what-i…

Basel regulators took what's risky & put it in a museum. Charging banks more capital if daring to risk it. "No, no, no Don't it always seem to go That you don't know what you got 'til it's gone? They paved paradise and put up a parking lot" Joni Mitchell teawithft.blogspot.com/2009/10/please…

What if, as I proposed more than two decades ago, in order to provide America’s taxpayers yearly prison/jail services at a fraction of the costs they currently face, many ISO 9000-type quality certified McPrisons had been built in Central America? 🤔 x.com/PerKurowski/st…