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Debt for consumption is almost always a bad idea, debt for investment very often a good idea.

After ~25 years, I am in India on its Independence Day. Delighted and blessed to have made this memory with my mother who was has seen and lived the pre- and post-Independence India. PM Narendra Modi-ji’s #HarGharTiranga initiative has sparked new pride in all Indians.

Founders who do not communicate much to their main investors, for example, tend to die off sooner Often companies go dark when a few quarters away from death Too much secrecy to core insiders can also be viewed as a signal for fraud or lack of traction (see Theranos, FTX)

Never mistake knowledge for wisdom. One helps you make a living; the other helps you make a life. - Sandra Carey

Early AM run in BLR. Miss running with you Prash Chandramohan. Enjoy. Sarbjeet Johal Rohit Prabhakar Ravi Kikan 🙌🏽

Valuation is the most overrated of all debates in early stage venture.

Time to get back in the saddle and get moving... fast.

In a distraction-filled world, the art of being present is essential for meaningful experiences. Multitasking hampers our focus and engagement, leading to shallow interactions. neerajmathur.com/2024/10/09/the…

Google Pay introduced "UPI Circle," a feature that caught my attention for its innovative approach to managing group finances. This feature is especially useful in India’s social and familial context, where financial responsibilities are often shared. neerajmathur.com/2024/10/11/goo…

As UPI revolutionizes India's digital payments, it's crucial to stay aware of potential security risks, such as - Phishing & Social Engineering - Request Money Scams - Malicious UPI Apps - SIM Card Cloning - Data Breaches Read more at: neerajmathur.com/2024/10/14/gua…

India's payment ecosystem is shifting dramatically. Unified Payments Interface (UPI) is reshaping how India transacts fast. Having participated in this for the last few months, I can see the reasons for its prolific growth. neerajmathur.com/2024/10/16/why…

Ransomware attacks are on the rise, posing a massive threat to organizations worldwide. Cybercriminals are targeting critical systems, demanding a ransom to restore access. The impact can be crippling, affecting financial data and operational stability. neerajmathur.com/2024/10/17/cyb…

Whether you are starting a brand new week at work or someone looking for a new gig this week, spare a few minutes to reflect on who you are beyond work. neerajmathur.com/2024/10/21/lif…

The Unified Payments Interface (UPI) has revolutionized real-time payments in India. It is now poised to expand its reach across borders but must overcome challenges to provide international transactions for businesses and individuals. neerajmathur.com/2024/10/23/upi…

Imagine a world where critical decisions in finance, healthcare, and law are made solely by artificial intelligence. However, despite its impressive capabilities, AI is far from perfect. We must acknowledge that AI is not infallible. neerajmathur.com/2024/10/26/the…

Imposter Syndrome is a common phenomenon in which individuals doubt their accomplishments and fear being exposed as fraud despite success. Overcoming it involves acknowledging feelings, reframing thoughts, and seeking support. neerajmathur.com/2024/10/27/imp…

True success isn’t merely about climbing the corporate ladder or accumulating wealth. It’s about recognizing that optionality – the power to choose your own path – is the ultimate measure of achievement. neerajmathur.com/2024/10/30/the…

It does not matter who you vote for, but sitting out an election is not an option. Find your polling station, ensure you have the correct ID, and check the hours. Make your voice heard. Get out to VOTE. neerajmathur.com/2024/11/04/dem…

Like the sun breaking through the morning fog, we find our way. We stumble, we falter, yet within those moments of descent lies the potential for ascent. Life’s journey is rarely a straight line. It is a dance between setbacks and triumphs. neerajmathur.com/2024/11/07/mom…

If you're looking for me on other platforms: Bluesky: bsky.app/profile/neeraj… Threads: threads.net/@neerajclix