I think reading annotated financial regs on CFPB's site, eg consumerfinance.gov/rules-policy/r… (including my fave 12 CFR Part 1026), is kinda visually similar to reading Talmud with commentary around the passages; iykyk :)

To make simpler: if rates are kept high because we have full employment, that’s a good thing.

Contrarian take that shouldn’t be: we want fed rates to be higher for longer. That the Fed sees no need to cut can only be true if the economy is adding jobs at a good clip and still growing even in constrained borrowing, aka the soft landing. Higher for longer!

Actually I should have asked upfront -- fintech twitter, you should care about this! Please comment (see the link below) but also please retweet me -- your followers and customers should care too. Let's help FinCEN see it the right way!

The bizarre but apparently common practice of someone you have never met confidently introducing you to others you have never met (via email) is as unnerving (do I know this person? am I going senile?) as it is baffling — wdyt happens next, other than liberal use of block button?

It is the ultimate productive procrastination! Yes, yes, of course I am going to review the first draft of FY2030 budget as I must... but first MY GOD WHAT HAVE YOU PEOPLE DONE WITH THIS SIGNUP FLOW?! I have tickets to file! 🤣

Credit card debt is a source of financial stress and personal economic anxiety for Americans, as DQ rates are rising from historic lows. Fortunately, there is a more responsible and transparent way to access credit when needed, via Affirm.