You can now approve UPI payments with just your face or fingerprint. (Starting with mobile app, yet I am sure it will expand looking at DigiYatra) No PIN. No OTP. No typing. Just presence. just imagine walking into a cafe, picking up your coffee and before you even reach

Why Apple Pay doesn’t work in India? Apple Pay is designed so merchants never see your real card number. So, when you add a card to Apple Pay, your iPhone doesn’t store your actual card number. Instead, it creates a unique Device Account Number (basically, a digital token)

MrBeast is launching financial services? According to recent reports, his company, Beast Holdings LLC, has filed a trademark application for "MrBeast Financial," indicating plans to launch a mobile banking and financial services platform. Yes, a creator-led brand stepping into

China Is Quietly Rebuilding the Global Financial System Over the last few years, the People’s Bank of China has quietly become the largest buyer of gold in the world while selling off U.S. Treasuries. At the same time, China launched the Shanghai Gold Exchange, now the biggest

Every time the word stablecoin comes up in India, someone says “Why do we need that? We already have UPI.” Fair point. UPI is one of the most efficient domestic payment systems ever built, but let’s be real, UPI is a local rail and stablecoins are a global rail. UPI is

Have you seen second-gen entrepreneurs taking over family businesses lately? They’re doing things differently. For their parents, business was about trust and hard work relationships built over years, every detail stored in memory, every transaction written by hand. For this

Domestic payment rails are turning into geopolitical battlegrounds, just look at what’s happening with Pix (Brazil’s equivalent of UPI) I came across something that immediately caught my attention, which is that the U.S. Trade Representative (USTR) has launched a formal

STOP! You are paying for a 747 when all you need is a helicopter. Finance leaders are being sold this dangerous lie that your expense management tool needs • 5,000 features, • complex ERP integrations • a 6-figure implementation cost just to manage 10-50 employees.

The 10x Engineer is dead. Long live the 10x Orchestrator. For the last 20 years, software was designed to make humans slightly more efficient. We bought tools to help us type faster, calculate better and stay organized. but 'Agentic AI' changes the fundamental structure of

Have you ever wondered why Payment Gateways take a 3% cut of everything you sell? For 30 years, we’ve accepted a broken system. If you buy a coffee or a subscription online, a middleman (banks, processors) takes a bite out of the transaction usually about Rs ~3 plus 2-3%. That

The "Where is my money?" panic on UPI transaction is finally becoming a thing of the past. Unified Dispute and Issue Resolution (UDIR) system is arguably the most crucial infrastructure update since the launch of UPI, already the world's largest real-time payment network. The

As founders, PMs and decision makers, we chase perfect information. We believe one more deck, one more forecast, or one more conversation will finally clarify the path. We spend weeks in the 'design' phase, mapping every potential user flow, every edge case, every dependency.

Why WhatsApp Pay Was Inevitable and Still Struggling Half a billion users. Built-in daily habit. Payments literally one tap away. On paper, WhatsApp Pay should have owned Indian digital payments from day one. Instead, it's still fighting for single-digit market share. Here's

The Humble Soundbox Revolutionized Indian Payments, Here's Why It Matters India didn't transform digital payments through sleek interfaces or expensive hardware. It did it with a simple speaker that cost ₹3,000. The soundbox solved a problem that sophisticated UX design

Payments are one of the last major industries still built on rent-seeking economics. Every major industry has been disrupted over the past two decades. > Telecom evolved from expensive per-minute charges to affordable unlimited data. > Media shifted from physical CDs to

Meta is getting back into stablecoins. This time, they're not building Libra 2.0. They're partnering with Stripe (who acquired Bridge for $1.1B) to plug stablecoin payments into Facebook, Instagram, and WhatsApp. 3 billion+ users, dollar-pegged tokens and cross-border payments

Fitness tracker x Claude code I love WHOOP. The sleep tracking, recovery scores, strain data elite level stuff. But here's what's always bugged me: You can't snap a photo of your meal and log it. You can't ask "why did my recovery tank today" and get a real answer. You can't