One of the most thoughtful views on #DigitalTransformation that i have read. More like digital reimagination than transformation, and making sure that everything is built around the customer. Excellent thought piece from Mike Walsh hbr.org/2020/09/ai-sho…

Interesting fraud case study from Brooks Running 💙 & Kount As retailers increasingly focus on their Direct offering they need to enhance their fraud mgmt capability. It is not just about #fraud losses, maintaining #customerexperience is critical. retailcustomerexperience.com/blogs/how-broo…

Ongoing anomaly monitoring is now essential for all businesses, customer-facing or not. Snapshot monitoring at the 'moment of truth' - payment or authorisation - is often now too late if the bad actor has fully compromised the identity. #Fraud #Payments dynamicbusiness.com.au/featured/how-m…

26,933 fraudulent applications for UK bounce back scheme loans have been rejected since May. Total value of £1.1bn+. Unfortunately there is still likely to be a significant proportion of fraud in the £60bn that has been lent to 1.4m companies. #Fraud theguardian.com/money/2020/nov…

Payment Beneficiary risk screening is a great tool against a number of payment fraud types. Not only confirming recipient account details, but also potentially account status and risk level. Game changer from eftsure & others. #Fraud #Payments #BEC newsmaker.com.au/news/380234/us…

I've become a big user of QR codes during the Covid pandemic. Unfortunately it was just a matter of time before fraudsters started exploiting the tech. Great to see the fraud solution from WeAreIncognia to combat this #fraud #payments #contactless #QR biometricupdate.com/202010/incogni…

A former Microsoft engineer jailed for defrauding the company of $10m+. He started off using his own account, before using accounts linked with colleagues to escalate the fraud. Fraud Risk Assessment needed to identify control gaps. #Fraud #EmployeeFraud interestingengineering.com/microsoft-engi…

Good insight from @FICO on specific fraud MO's related to ‘Bounce Back Loan’ fraud. Totally agree that loans should be investigated now instead of waiting for losses to crystalize next year. #Fraud professionalsecurity.co.uk/news/interview…

Interested to see how the Lanistar polymorphic card offering takes off. More robust against fraud, but I understand that dynamic CVV causes friction challenges vs standard CVV. #Fraud #payments techround.co.uk/news/lanistar-…

Santander's digital payment solutions business to purchase Wirecard merchant payments technology assets, to accelerate expansion in Europe #payments #wirecard fintechmagazine.com/technology-and…

Great article from Dark Reading on the characteristics of BEC fraud. A couple of additional controls to prevent #BEC fraud: - Multifactor verification (call back etc.) - End User Education #fraud darkreading.com/attacks-breach…

#Banks are struggling to handle digital customer authentication. 51% of North American banks are still asking customers to prove their identities by visiting branches or posting documents when opening digital accounts. That needs to change... #fintech helpnetsecurity.com/2020/10/16/ban…

Good article on employee fraud and the role of HR in prevention, via Lexology In my experience aligning Fraud/Compliance with IT & HR is critical for a successful prevention & monitoring strategy. #fraud #employeefraud lexology.com/library/detail…

As fraud risk increases during the holidays, retailers face a multitude of challenges during this year’s extended holiday season. Read about the 5 Fraud Risks Consumer Banks should beware of this holiday season bit.ly/2LpR60c #fraudprevention #ecommerce #holidayshopping

Hola desde Grayshott, Inglaterra. Contando los minutos para que lleguen los Reyes!! #CabalgataRTVE

#cabalgatartve nos encanta La Cabalgata de Madrid! Os estamos viendo desde Grayshott, Inglaterra

#cabalgatartve nos encantan los Jedis! Que la fuerza os acompañe en 2024!