Matt Ruttenberg (@matt_ruttenberg) 's Twitter Profile
Matt Ruttenberg

@matt_ruttenberg

Founder of @SureLI_Ins | CMO of @Life_Inc_Retire #financialindependence #FIREmovement

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linkhttps://linktr.ee/mattruttenberg calendar_today02-01-2018 17:47:42

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Matt Ruttenberg (@matt_ruttenberg) 's Twitter Profile Photo

For those who work a "day job" that offers a #401k plan + you own your own company... YES, you can double dip by opening a second 401k plan for your #business. BUT, only the employER portion. And, your business can't be a client of your day job. Just one of the rules...

Matt Ruttenberg (@matt_ruttenberg) 's Twitter Profile Photo

3 kinds of underwriting for term #lifeinsurance to receive an offer for the #ficommunity: Instant (costs the most) - within hours, Fluidless -within days or weeks, Full - weeks to months.

Matt Ruttenberg (@matt_ruttenberg) 's Twitter Profile Photo

At this point, if you were hoping to start a 401k by year end and have employees, you'll have to pass certain testing requirements. You'll only be able to contribute 2% over what all eligible employees contribute... including the 0%ers. Start a Safe Harbor for 2022 ASAP.

Matt Ruttenberg (@matt_ruttenberg) 's Twitter Profile Photo

New 44 yr. old #Entrepreneur 401k plan Income from S-Corp: $160k Total Revenue: $900k (ish) 2022 401k Cont: $20.5k 2022 Prof. Shar.: $9.6k 2022 Cash Balance Plan: $128k 🔥Tot. 2022 PRE-TAX Cont: $158,100🔥 #financialindependence #selfemployed #taxplanning

Matt Ruttenberg (@matt_ruttenberg) 's Twitter Profile Photo

Buy real estate and HOLD it forever! Rents + capital growth = larger net worth and passive income. 🤦🏼‍♂️ #realestateinvesting #duh

Matt Ruttenberg (@matt_ruttenberg) 's Twitter Profile Photo

If you’re looking for over $1 million in total coverage, Laddering your policies might end up cheaper monthly. However, if you use a FI-friendly carrier where you can lower the db… the lifetime out of pocket is much closer than you think. #financialindependence

Matt Ruttenberg (@matt_ruttenberg) 's Twitter Profile Photo

I’ve seen the 401k Controlled Groups implemented incorrectly lately. If you own multiple businesses OR work for company and own a business, you have an opportunity to “double dip” your benefits. Just be careful!! lifeincrs.com/2021/12/what-i…

Matt Ruttenberg (@matt_ruttenberg) 's Twitter Profile Photo

Just learned that TD Ameritrade won't be allowing Roth Solo 401ks come June. You'll need to move the plan to another institution, or hire a TPA and move to their Tax Exempt Trust side.

Successfully Chaotic (@successfullych1) 's Twitter Profile Photo

If you're an entrepreneur and you're interested in having money work for you, check out this episode with Matt Ruttenberg 📺 Money Management Secrets for Entrepreneurs That Want to Succeed 💰✌️ ▶️youtu.be/_pbI8n3dod4 #podcast #Entrepreneur #MoneyManagement #Successful

If you're an entrepreneur and you're interested in having money work for you, check out this episode with <a href="/matt_ruttenberg/">Matt Ruttenberg</a> 📺

Money Management Secrets for Entrepreneurs That Want to Succeed 💰✌️
▶️youtu.be/_pbI8n3dod4

#podcast #Entrepreneur #MoneyManagement #Successful
Matt Ruttenberg (@matt_ruttenberg) 's Twitter Profile Photo

SECURE 2.0 opened up a TON of tax credits to start a 401k for your business. It’s absolutely possibly to create a “net $0” plan for the first couple years. See for yourself. Lifeincrs.com/tax-credits

Matt Ruttenberg (@matt_ruttenberg) 's Twitter Profile Photo

2 questions will narrow down your retirement plan choice as a business owner: #1: What’s your priority? (You or your employees) #2: How much do you want to save? This will narrow down the type (401k, Simple IRA, etc), and give you a clear path on the design.

SureLI Insurance - Life Insurance on FIRE (@sureli_ins) 's Twitter Profile Photo

⏱️📊 Time is valuable. Don't waste it worrying. Get your free online quote today and let's secure your future. #TermLifeInsurance #FICommunity #financialindependence

⏱️📊 Time is valuable. Don't waste it worrying. Get your free online quote today and let's secure your future. 
#TermLifeInsurance #FICommunity
#financialindependence