Increasing subsidies to insurers DOES NOT lower health care costs. 1. It shifts costs to taxpayers. 2. Insurers lack incentives to keep premiums low as taxpayers bear premium increases. 3. That insurer incentive leads to higher prices. 4. Higher prices mean higher premiums.

U.S. housing policy is designed to maximize mortgage ownership, not home ownership.

A Fistful of Dollars to Rambo: the late Renato Casaro’s movie posters – in pictures | Film | The Guardian theguardian.com/film/gallery/2…

US Government Shutdown Has Insurers Pressing for Obamacare Subsidy Renewal - Bloomberg bloomberg.com/news/articles/…

Six Reasons to Not Extend the Enhanced Obamacare Subsidies 🔴Costs almost half a trillion dollars 🔴Welfare for the well-off 🔴Subsidizes insurance companies, not patients 🔴Rampant enrollment fraud 🔴High cost for little patient value 🔴Temporary policy should stay temporary

Congratulations to Jonathan McKernan on his confirmation as Treasury’s Under Secretary for Domestic Finance. Jonathan’s experience and leadership will be invaluable as we advance President Donald J. Trump’ pro-growth agenda and lay the foundation for America’s Golden Age. home.treasury.gov/news/press-rel…

My thanks to Secretary @HowardLutnick for hosting today’s Kennedy Center Sukkah of Hope. I was deeply moved by the immense faith and strength of the hostage families and survivors. The Trump Administration remains committed to achieving lasting peace and bringing the hostages

New paper showing how Federal Reserve QE bought everyone's mortgage, caused home prices to spike, inflation to rise (housing is the biggest part of CPI), and the uniquely American housing inflation that soured millions on the economy. brookings.edu/articles/quant…

Democrats' latest shutdown stunt exposes the Obamacare fraud - Washington Times washingtontimes.com/news/2025/oct/…

Subsidized Housing and Upward Mobility | National Affairs nationalaffairs.com/publications/d…

Building the Bottlenecks: The Impact of Homebuilder Consolidation SSRN papers.ssrn.com/sol3/papers.cf…

Is There a Puzzle in Underwater Mortgage Default? SSRN papers.ssrn.com/sol3/papers.cf…

Where's The Bank? Banking Access in the Era of Branch Consolidation papers.ssrn.com/sol3/papers.cf…

Oggi si celebra la Giornata nazionale di Cristoforo Colombo, istituita nel 2004 per onorare uno dei più grandi italiani di cui l’Italia può fregiarsi. Con il suo straordinario viaggio di 533 anni fa, Colombo ha dato al mondo un altro mondo. Concepì un’avventura che nessun altro

🏠Transaction taxes don’t just cool housing—they reshape it. Same rate, different impact: investors buy more, households less. Result: lower ownership and welfare losses of 111% of tax revenue. New paper from Han, Ngai & Sheedy: restud.com/to-own-or-to-r… #econtwitter #REStud

Measuring What Matters: Why Italy May Be in Better Fiscal Shape than the US | NBER nber.org/papers/w34340

Biden's COVID credits led to massive fraudulent enrollment & a huge increase in enrollees who don't use their health plan. Many of these enrollees are unaware of their exchange coverage or are covered in another plan. Insurers get large subsidies. Enrollees receive no care.

The FBI reportedly monitored the call data of sitting Republican senators. This isn’t just scandalous—it’s a warning. Current law allows government agencies to access Americans’ call metadata without a warrant. It’s time Congress tightened surveillance laws, writes Matthew

Monetary Policy and Housing Overvaluation SSRN papers.ssrn.com/sol3/papers.cf…

Bank Internal Credit Ratings Bias and Borrower Financial Reporting Quality SSRN papers.ssrn.com/sol3/papers.cf…