We love our early customers. Christina sends us very insightful feedback that improves Frec for everyone - this is just a small token of appreciation!

If you’re buying the dip today, consider purchasing a direct index as opposed to an ETF. Constantly harvests losses as we face continued uncertainty

The only saving grace of my portfolio in the last few days: By direct indexing instead of investing in an index fund like VOO or SPY, I'm harvesting lots of capital losses These can offset future capital gains (assuming we ever have those again...)

Two charts that matter today

Over the past week, Frec delivered a record amount of capital losses, our largest ever, to our direct indexing customers. And now that the market has pulled a V-shaped recovery, customers got rewarded with capital losses while staying invested in the indices of their choice.

Live interview with Grace Gong from Venture with Grace x.com/i/broadcasts/1…

New indices just dropped at Frec. Market shifts have investors rethinking their positioning—some leaning into value, others staying long on growth. To support both, we’ve added: • CRSP US Large Cap Value • CRSP US Large Cap Growth Direct index them at just 0.14%:

This is a useful feature that our customers have been asking for. You can tilt individual stocks or sectors within a direct index, tax efficiently.

Our team built a prototype of how Frec could seamlessly integrate with AI assistants like ChatGPT, Gemini, and Claude through the MCP protocol. Imagine your favorite AI assistant having access to your financial picture so it can offer personalized and sophisticated wealth advice