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Risk misconception: “Investing is risky, I’ll keep my money safe in savings.” Reality check: • Savings account: 3-4% return • Inflation: 6-7% • Net result: -3% real return (guaranteed) vs. • Diversified investing: Variable returns • Long-term average: 10-12% • Risk:

Krishna Kapadia | Markets & Macro

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The biggest financial risk most people take is thinking they’re not taking any risk. Cash loses value every single day to inflation. That’s not safety. That’s just slower destruction. Not financial advice. Always consult a qualified financial advisor.