‼️This is how I am able to optimise nearly all of my spends ‼️ In order to ensure, I am not missing the earning potential, I use this spreadsheet.

all my life I have studied and studied and studied to earn a high income and spend it to stay away from such animals (read low literacy, angry humans) call me elitist but you are one incident away from dealing with a violent sociopath who may leave you paralysed from the neck

𝐋𝐢𝐯𝐚𝐛𝐢𝐥𝐢𝐭𝐲 𝐟𝐚𝐜𝐭𝐨𝐫 𝐢𝐬 𝐝𝐞𝐭𝐞𝐫𝐢𝐨𝐫𝐚𝐭𝐢𝐧𝐠 𝐢𝐧 𝐌𝐮𝐦𝐛𝐚𝐢! Mumbai - Thane traffic scenario is getting worse every year despite the metros/connectors/link roads. Is there any practical solution to this? -Apply Even Odd Vehicle system -Change work

So far happy with axis and hdfc cards and bank both. Icici sucks in both areas. Always disappointing as usual.

Two premium services that I felt good are Uber One and Swiggy One BLCK. Tried Uber One for one month free through timesprime. It is nice. Even for auto rides, it gives 10% cashback. Very good for people who use uber regularly. Could't try BLCK but heard it's good too.

🧵Why Paid Credit Cards Are Better Than Free Ones and Can Earn You ₹25K–₹1L Every Year Without Extra Spending Most people avoid paid credit cards. Smart people use them to get free vacations, flight upgrades, lounge access, and lots of cashbacks without spending a single

This is the ultimate comparison of 4 travel focused credit cards: 1️⃣ Axis Atlas 2️⃣ HSBC TravelOne 3️⃣ HDFC Regalia Gold 4️⃣ Amex Plat Travel Swipe through visuals to see: 📌 Key Features 📌 Exclusions 📌 Lounge Access #CCGeek #CreditCards #CCGeeks #TravelOnPoints

What will happen to existing Atlas cards? will they convert to horixon? Always I am late to the party and no difference now. very sad that I didn't realize the power and benefits of credit cards in 5-10 years back.

Apart from Atlas, is there any other card which gives accelerated RPs on flight bookings through direct airlines website? (minus Horizon/Olympus and other Axis cards too, I will look at them later.) What best RPs can we get on direct airline bookings using different cards?

✨My take on this ATLAS debacle, however, unpopular it might be 👇🏻👇🏻👇🏻 👀 Atlas gives partner points conversion equal to Olympus in case of Non Travel Spends ✌🏻 Atlas pips Olympus in case of Travel spends vs International spends on respective cards (See table below) Target

Surat opens an indoor sports facility in a wasted space under a bridge with games like table tennis, chess, carrom, air hockey, bowling & box cricket. A brilliant idea which other cities should emulate!

Spent 3L on Atlas. 1st milestone hit. Everything on 2EM category. Just 4 spends. Fuel voucher, education fees, hospital bill, scooter purchase. Got 11000 EM including joining and milestone bonus. 22000 accor points. 44000 INR. 14.6% returns.

Battle of the best credit cards in India! 1⃣HDFC Infinia 2⃣ICICI EPM 3⃣HSBC Premier 4⃣Axis Magnus Burgundy Evaluated on: Base rewards, accelerated, exclusions, redemptions, fees, eligibility, etc

Friday night, no X space by #ccgeeks

Paytm loot. Pay Rs 9 via UPI and get assured cashback upto Rs 100 p.paytm.me/xCTH/y0g4fh4f