> take a loan at < 10-11% interest rate > invest it in dividend paying/safe stocks/nifty > pay back loan over many years using income + dividend > interest is tax deductible as business expense > keep repeating this every year, maxx out debt > over long term you make a lot of

If you want to make big money in the equities market, you must bet big. More capital (increase your income), and concentrated bets on high potential assets.

Top 5 college tips: 1. Keep your grades up, it's a nice backup even if you wish to pursue something else 2. Network like your life depends on it. This will elevate your career 100x more than your talent or marks 3. Don't be afraid to explore outside of the box. Greatness was

One of our biggest holdings benefits greatly from GST cuts, and the stock fell by 9%. Welcome to finance!

I have topped several exams including JEE, finished my IIT Bombay CS degree 1 semester early, and mentored lakhs of students. Here are my top 5 study tips: 1. Have a proper study routine - when you wake up, when you study, when to take breaks, etc. Keep it realistic. 2. Build a

Everyone is a socialist till they become eligible for income tax.

It's better to study 1 hour daily for 30 days than study 15 hours on last 2 days before exam.

If you hate the rich and successful you are secretly admitting you will never be one of them.

You can still build a great career for yourself by studying hard, getting into top colleges, getting placed in big companies. You do not have to become an influencer, actor, or start a business to win. The internet is lying to you, and for most people the traditional path works

You are rewarded for your output, not your input.

NITs are underrated.

Placement interviews are so out of touch with reality. Skills required in the real world are completely opposite of what is asked in resume, interview, tests, etc

A trend I notice: Many claim “I failed in school but now I’m a millionaire” in an attempt to show that education is useless. Often, this comes tied to shady businesses like MLMs, fake trading, or flexing a rented lifestyle. They miss the true purpose of education: not just to

One of the downside of going to a top college is that you have to use the word “college” instead of the name of the college when referring it, otherwise people assume you are bragging.

Materialism and money don't actually matter, but you are better off figuring this out after getting rich.

Remember a few months back when an entire Airplane crashed into a medical college, killing 100s of people and students? Literally nobody talks about it now, almost as if it never happened. Everyone moved on despite the magnitude of the event. Big lesson in there.

As you get richer, you go from working on your desk setup to working on laptop to working from your phone.

This Nepal news is based and great for everyone. Governments should know that if they push citizens to the brink a revolution is bound to happen.

Am I the only one who doesn't get this latest iPhone hype and people upgrading every year or so for the latest model with incremental changes? Seems like a waste of money, I still use my 12 Pro Max that I bought in 2020. Functions perfectly fine with no drop in speed or ability

One of our portfolios has beaten Nifty 50 by more than 5 times (160%) since Feb'23 😃 (the best one has double the performance of this, but there is no tracking tool on the broker's site 😅) Mostly the stocks are mid and small caps with very low valuation and good growth