Yesterday I tweeted an unpopular opinion that deserves unpacking. Valuations are up. Unicorns are getting birthed faster than ever before. Multiples have hit all-time peaks. New investors are aggressively entering the VC ecosystem. Who’s to blame? What does it mean? Unpacked:

💸Le BNPL pour les particuliers c’est bien mais pour les entreprises c’est mieux💸 ➡️ Deux acteurs 🇫🇷 viennent de se lancer : Defacto & Hero ➡️ Des start-up 🇫🇷 existantes ont lancé des offres : Alma et Mansa ➡️ L’acteur 🇩🇪 à surveiller : Billie lesechos.fr/start-up/ecosy…

Most EU small & medium business bankruptcies are caused by payment delays. Morgan, Jordane Giuly & Marc are building Defacto, a “Capital by API” solution that advances B2B payments allowing immediate invoice cash-in. Our latest Seed investment: tinyurl.com/28umad7k

Spendesk just got a serious top up. And a shiny new horn to go on our unicorn foreheads. 🦄 We’ve raised a fresh €100M to help companies in Europe and the US spend smarter. And here’s everything you need to know ➡️blog.spendesk.com/en/unicorn-fun…

Excited to unveil a new, long-form article! Please enjoy. The Elephant in the room: The myth of exponential hypergrowth longform.asmartbear.com/docs/exponenti…

Morgan O'hana, la nouvelle figure féminine de la fintech trib.al/PCJizOy

🚀 We're thrilled to partner with Defacto and lead their €15M Series A, as they create seamless and instant financing for SMEs 👋 Welcome to the Northzone Family Jordane Giuly, Morgan, Marc-Henri, and the whole team! northzone.com/2022/06/07/our…

Today, Defacto has raised €15M SeriesA round! Congrats to Morgan, Jordane Giuly, Marco & the team. I am thrilled to keep building the leading B2B financing solution in EU w/ Northzone Headline Jonathan Userovici Arthur Waller ValentineBaudouin Thibaud Elziere businessinsider.com/defacto-french…

Avec sa nouvelle société, Defacto, Jordane Giuly s’attaque à une autre difficulté des #entrepreneurs avec l’accès au crédit court terme et la gestion de leur trésorerie 💸 maddyness.com/2022/06/07/def…

Today, Defacto has launched 1-click financing with Qonto, to power growth of hundreds of thousands of SMEs across Europe. A huge congrats to Jordane Giuly & the team for this major step!

Network is everything #eFoundersMafia cc eFounders Thibaud Elziere Quentin Nickmans Jérémy Goillot medium.com/inside-efounde…

To discover the story behind Defacto with Coralie Chaufour Jordane Giuly Morgan O'Hana & Marc-Henri Gires 👇 hyperurl.co/defacto

@benjaminnetter Riot 📍14h00 - 14h45 CONFÉRENCE : Créer et lancer un produit B2B en 3 mois Avec Jordane Giuly, Cofondateur et CEO de Defacto

Come and discover this incredible panel on May 30th for the #PFF23 Leaders summit with Malte Rau, Anil Stocker, oded zehavi, Jordane Giuly, To see the full agenda follow this link : parisfintechforum.com/lagenda cc Pliant Kriya Mesh Defacto

Voici la fine équipe réunie pour la table ronde de cette année sur : Les clés pour réussir sa stratégie API en tant que produit ! 🔑📈 - Sandra Platano (Lifen), - Jordane Giuly (DeFacto ), - Taha Zemmouri (Eden AI ), - Christophe Oliverio (Veolia ) - Timothé Frin (Stellar).

Demain, dans Good Morning Business : - 6h45 (french tech) : Jordane Giuly, Cofondateur de Defacto - 7h20 : Stefano Scarpetta, Directeur de l'emploi à l'OCDE - 7h45 : @CwDubois, Directeur chez Cushman & Wakefield - 8h15 : Pierre Pelouzet, Médiateur des entreprises

(NEW EPISODE) He Built A $1.5 Billion Business And Now Raised $28 Million To Offer Short Term Financing To SMEs cc Defacto Jordane Giuly alejandrocremades.com/he-built-a-1-5… Global Founders Capital Headline Northzone Citi Ventures Viola Group Thibaud Elziere #entrepreneur #business #success

The upcoming end of interchange-only business model for card issuers and #baas? reuters.com/business/finan… Curious to see if (when) B2B corporate interchange will decrease in Europe Visa Mastercard

View of the eclipse from orbit

Recent quote from Sam Altman . Maybe the first 20-people unicorn is already born?🤑 cc Defacto as a use case of #AI x #lending