People save more successfully when they set a short-term goal. For example, committing to saving $20 a week or a month for six months is much more attainable than setting a goal to save $500 a month for a year.

🌟 Meet Ally Pyle from CIBC! 🌟 From breaking down personal finance to mentoring in our Company Program, Ally does it all with a smile. Thank you, Ally, for bringing your expertise and enthusiasm to JA-NEO! Your contributions are making a real difference in our community. 👏💼

Did you know? JA Programs have transformed vision into reality through its engaging programs focusing on work-readiness and Entrepreneurship. #CreatingOpportunites #YouthInAction #VisionToReality #BuildingFuturers

🌞🎉 Summer Camp Fun! Our young entrepreneurs are busy learning the ropes of money management and business building! 💼💡 From creative ideation sessions to hands-on activities, these kids are ready to take on the world! 🌟

Donate to charity and you can save money at tax time by claiming your charitable tax credits.

🌟 Meet Justin Purcell! 🌟 Justin has been empowering Northumberland County students with essential financial skills through our Personal Finance program. 💸📚 Through his efforts, countless students are now equipped with essential financial skills that will last them a lifetime.

Did you know? Combining multiple learning methods can boost your retention and understanding. Learn best through hands-on activities and experiments at our various programs to foster your growth and future success. #LearningMethods #StayInspired #Education #JANEO

Instead of flying or driving, try the train or bus for medium-haul trips. It's more eco-friendly and makes getting there more fun.

Ready for a brain-boosting break? 📈🧠 Scan the QR code and dive into our finance-themed word search! Challenge your friends and see who can find all the words first. Let’s make learning about money fun! 💸🔍 #FinanceFun #WordSearchChallenge #ScanAndPlay

Did you know that JA-NEO delivers programs focused on Financial Literacy, Work-Readiness, and Entrepreneurship all across northern and eastern Ontario? #CreatingOpportunites #YouthInAction #VisionToReality #BuildingFuturers #JA #Nonprofit

Manage your priorities by creating different accounts to save for your financial goals, such as buying a car, making a down payment on a home, booking a vacation, or building an emergency fund.

☀️🎉 Summer Camp Vibes! 🎉☀️ Our JA NEO campers are diving into the exciting world of business with the Company Program! From brainstorming innovative ideas to creating their mini-enterprises, these young entrepreneurs are learning the ropes while having a blast! 🌟🚀

Sharing a ride, if possible, will save you half the fare. Or better yet, take the subway or bus and avoid parking fees altogether.

Air miles and cash-back rewards are only valuable if you're not falling into debt or paying interest.

Match the cost of your nonessential indulgences in savings. For example, if you splurge on a smoothie while out running errands, put the same amount into your savings account.

Bring your own little stash of drinks and snacks instead.

Sipping on juices and sodas all day is costly and can lead to tooth decay (more costs!) and obesity. If you enjoy having a hard beverage after work, try switching to a soda water for a refreshing taste and some bucks back in your wallet - not to mention the health benefits!

#labouroflove – Today is the day to celebrate all workers. We’re back to business on tomorrow (Sept. 3) and look forward to kicking off a new school year. #LaborDay2024

JA-NEO would like to give a very warm & excited welcome back to all the students, we can’t wait to work with your boundless potential as we get back into the full swing of programming 🤩

Set spending limits and give yourself time to make sure you're giving the most thoughtful gifts, which usually end up being less expensive. It will also give you the opportunity to look for sales.