💡 Rich vs. Broke Mindset 💰 Rich: "How can I grow my income?" 💸 Broke: "How can I cut my spending?" 💰 Rich: "I need to own assets." 💸 Broke: "I need to own nice things." 💰 Rich: "Money should work for me." 💸 Broke: "I should work for money."

💳 How to fix a bad credit score in 90 days: 🚀 1. Pay off balances before your statement date 📈 2. Request a credit limit increase (but don’t spend more). 💰 3. Avoid hard credit inquiries. 📊 4. Set up auto-pay for bills—even one late payment can tank your score.

💬 Ask me anything: Credit Score Edition! Drop your credit score questions below, and we’ll answer the best ones in real-time. 👇🔥

💸 You just received an unexpected $10K. What’s your first move? A) 🟢 "Invest it for long-term growth" B) 🟡 "Pay off debt immediately" C) 🟠 "Use it for home upgrades" D) 🔴 "Take a luxury trip" Vote & tell us why in the comments! ⬇️

Our CEO George Pu has recently discussed his methodologies of succeeding in your 20s on his podcast, the Quarter-Life Capital, listen here: share.transistor.fm/s/93d8d52d

💡 No one’s coming to save you financially. But you can save yourself—one smart money move at a time. Start with the basics. Show up for your finances this week. Let’s go. 💪

I'm going to say something that business leaders aren't willing to say: The younger generation is being carved out by the older generation and politicians. This isn't talked about enough, but the data is clear. 👇

Even BlackRock and Fidelity have been targeted by North Korean crypto hackers. Matthew James Black explains why serious players like Coinbase Custody use completely offline setups. For personal holdings: get a hardware wallet. Makes social engineering attacks nearly impossible. No

📈 Want to renovate your kitchen without draining your savings? Here are 3 ways to fund a home upgrade smartly: 1. 0% APR intro credit cards 2. HELOC (if you’ve got equity) 3. Point-of-sale financing (like SimpleDirect 😉) 💸 Build equity, not debt. Link in bio!

🧠 Wealthy people don’t budget because they’re broke. They budget because they respect their money. Tracking where your dollars go = controlling your financial future. Respect your income. Use it wisely.

🏡 Mortgage rates are hovering at 6-7%. What does that mean for you? 📉 Refinance may be less attractive short term 💡 BUT: Home values are still rising in most markets 🛠️ Smart move = lock in equity through renovation upgrades 👉 Don't wait forever for perfect rates.

💳 Credit Score Hacks (You Can Do Today): ✅ Request a credit limit increase ✅ Pay off small balances before statement closes ✅ Set up autopay on all accounts These tiny actions = big score bumps 📈

Excited to share that Quarter-Life Capital has a new home! 🎙️ We've moved to a fresh podcast feed to bring you better audio quality and more consistent episodes. Subscribe to our new feed here: quarterlifecap.transistor.fm Same insights, upgraded experience! 🚀 #StartupPodcast

💰 SCENARIO: You’ve got $10,000 to invest. Which do you choose? A) Index Funds B) Home Renovation (ROI-focused) C) Debt Payoff D) High-Yield Savings Drop your choice and why? 👇

🧠 Weekly Money Check-In: ✅ Did I stick to my budget? ✅ What was my biggest money win this week? ✅ What can I improve next week? You don’t need perfection. Just progress!