america can't build, east asia can't breed, europe can't do business, and most of the rest of the world can't get rich the world is changing too fast for anyone to figure out what a functional society looks like, under the conditions of modern technology

Adding justices won’t reform the fully politicized Supreme Court. It’s time for real reform, to limit terms, force retirement, and better yet, elect rather than appoint.

What is ignored or neglected by the media -- but will be studied by historians? Here's the full list of 25 examples:

Banks with legacy cores trying to do BaaS be like:

Another Evolve Bank & Trust partner, FloatMe, hit with FTC regulatory action, $3 million fine: While the regulatory action isn't directly related to the secured charge card product FloatMe partners with Evolve to offer, it is the latest of the bank's partners to run in to legal

What's in store for #NYFinTechWeek (Apr 8-12) and the Empire FinTech Conference (Apr 10)? We're glad you asked... 👀👇▶️ (Skipify, AgeTech Collaborative™ from AARP (ILabs), Rise, created by Barclays, Finnovate.io, DuploCloud, Wave: Small Business Software, Jason Mikula, Alex Johnson, Nicole Casperson, Zach Anderson Pettet + more.)

Before there was email, there were pneumatic tube systems, like the one incorporated into the design of the St. Louis Fed’s headquarters building. Take a look back at the technological marvels the Fed has adopted over 100 years ow.ly/U46N50QtKZh

Easy: condemn elective processes; bemoan that a nation so awash in smart, passionate people gets a sequel to a “lesser of evils” choice between two cognitively compromised men. Hard: convincing any honest, capable and caring people to dive into the sea of corruption to fix it.

Here's my thing. Credit is a social good --> Facilitating access to credit requires the ability to fairly and accurately price risk --> Anything that inhibits the ability of lenders to fairly and accurately price risk is a problem This is why I don't like it when pay-in-4 BNPL

Fun time talking sustainable compliance performance support of growth and expansion with Dr. Taunya A. Lowe at her RDO podcast open.spotify.com/show/0M7aF0EFG…

When your bestie surprises you with the 1961 vintage paperback on your girls’ weekend. IYKYK

As a practical matter, please explain how a fine is a deterrent to a person who has no money. Or why being housed in the penal system is better than being housed in a social construct?

Early stage B2B tech startups don’t invest enough in marketing [peer-reviewed study] swordandthescript.com/2024/04/early-…

Delta SkyClub at MSP -G concourse is next level.

Really useful analysis from Kiah Lau Haslett is a bank reporter (she/her) How to Gauge the Maturity of Your Institution’s Technology and Fintech Strategy finxtech.com/how-to-gauge-t…

Prepping for a decade of bad takes on Synapse/BaaS. Nope, it’s not a ledger/tech issue. Nope, it’s not the regulatory framework. Maybe (maybe), venture shouldn’t deploy hundreds of millions to folks without experience in financial services.

ALERT: (3:10 PM) NEW EVACUATION SITE: SCOUT CAMP: 218 Scout Rd. Covington, GA 30016 ALERT ( 1:10 PM): Evacuate the area if you are inside this zone. I-20 will be blocked in both directions between Salem Rd and Turner Hill. Call EMA hotline for assistance 770-278-8300.

Yes, I live in the town outside Atlanta where the chemical fire has upended our lives. I never though I’d get my own personal “don’t trust the government” lesson, but I was wrong.

Run, don’t walk, to wherever you listen to podcasts because this one is about life as a fintech lawyer, the 1033 rule, AI in financial services, and several other topics you didn’t even know you cared about until now podcasts.apple.com/us/podcast/par…

Banks issued a record amount of sub debt in 2020-21. That debt is set to reprice soon, forcing bankers to consider their options in a radically different rate environment. Read my latest!