Stop offering “DeFi yield.” Start offering yield products (via API). Pods packages the main onchain yield sources into modular strategies you can embed into a neobank, wallet, or treasury stack, without turning your team into a DeFi desk. Here are the strategies we support 👇

How do Neobanks lose? They lose when they build a monolith, when the winning move is a composable stack. If you’re building a neobank in 2026, you should be thinking in modules: - Core account + rails (local + global) - Stablecoin layer (the “internet-native” money primitive)

Focus on what matters most: building the best solution to your clients’ problems — let us handle the operations.

Savings Accounts Are the Must-Have Feature for Any Neobank or Payments App Most neobanks and payment apps obsess over cards, cashback, and UX polish. But the feature that really moves retention, LTV, and product stickiness is simpler: Savings accounts. Not just “a tab where

Neobanks shouldn’t build yield strategies from scratch. They should ship savings-like experiences that are: - self-custodial - no lockups - auto-compounding - zero DeFi complexity for users That’s why Mamo is one of the strategies we deliver via the Pods API. Mamo routes USDC

When neobanks integrate @Mamo, Moonwell benefits directly. Each deposit through Mamo increases the available liquidity for borrowers in our markets and vaults, paving the way for higher utilization and revenue generation. Let's build the rails for neobanks, Deframe by Pods.

The neobank trap: becoming a “pretty card app.” A lot of neobanks look great… but they cap out because they only offer spend and save. When you introduce loans, something shifts: - Users stop being casual → they become committed - Your revenue stops being thin → it

Pods team will be in Rio 🇧🇷 Brazil just entered a new chapter for stablecoins, with the new regulatory framework taking effect in February 2026. That’s why we’ll be in Rio de Janeiro for the Stablecoin Brazil Forum, hosted by Trace Finance, Dfns and Solana, two days of

Neobanks don’t lose because they lack features. They lose because they try to sell the same bank to everyone. Differentiation = a niche + the 4Ps done right: - Product: Build one money workflow obsessively well (not “a bank”). - Price: Charge for outcomes (yield, credit, FX

Had an amazing time at Stablecoin Brazil Forum, hosted by Trace Finance. Super well-curated room: smart conversations, the right builders/operators, and a genuinely optimistic vibe about what stablecoins can unlock for Brazil. Huge thanks to Bernardo Brites for raising the bar.

Building an onchain neobank isn’t just “ship an app + add a ramp.” You need a modular, best-in-class stack: smart wallets, staking, custody, ramps, cards, credit, and multiple yield rails, all playing nicely together. That’s why we built Pods as the orchestration layer, and we

Pods as the orchestration layer!

Most neobanks waste months integrating fragmented providers... Pods fixes that with a unified API. One integration that connects your product to an onchain-native financial stack, so you can launch new offerings (and iterate) like software, not like banking. Less complexity.