A good view of Tokenisation progress can be found in this note calastone.com/insights/for-f… #tokenisation

We’ve just passed the tipping point. It’s a confluence of: 1/ Economic drivers within the industry to be more efficient 2/ Imperatives to close the advice gap 3/ Developments in Web3.0, particularly AI 4/ The size of the global tokenisable market, give or take $500 trillion .

5/ The need to reconfigure to a kinder & more inclusive form of capitalism 6/ Moves to a global consensus on regulation 7/ Actions by the major global fund managers. Overall lots of interest groups are winners, there are very few losers. #tokenisation #advicegap

MPS have called for a review of the Pension Act. They suggest that the retirement age is too simplistic and does not account for individuals intricacies and quality of life. #retirementplan #SIPP #workplacepensions fmp.me.uk/lifeexpectancy

1/4 Last time India was close to the last of 20 countries to use my risk profiler. This time it’s the first to access my new risk profiler, PlanPrompt. By co-incidence its Diwali which I understand is the celebration of good over evil. So to all my friends in India.

2/4 What’s different with PlanPrompt? PlanPrompt is more useful. It generates two reports; the client report covers risk & style issues while the adviser report prompts communications based on the investor’s personality. The market calls this hyper personalisation.

3/4 The outcome is a high level of client engagement around investments that meet their needs. We call it world’s best suitability practice. We hope SEBI will like it. We hope Indian advisers like it too.

4/4 Coming to India soon Cofounder, #StuartErskine & Senior Business Team Leader, Dave Knows in Bangalore with Country Director @ParthaIyengar, the week starting 4th November. #financialplanners #financialadvice

1/3 PlanPrompt is the first new risk profiler that I’ve launched since 1998. I am so very, very pleased. Not only has it many of the strengths of the original, it also has a high level of adaptability.

It’s easier to add & subtract questions, it has an adviser configurable scoring algorithm & the many attributes that come from being built on a contemporary business platform. Launch is in India before release in other countries.

3/3 In the near term we are able to work with just three ambitious Indian enterprises to integrate PlanPrompt into their business.

4/3 Oops! Three criteria that we will apply in selection include: ⁃ clear articulation of the suitability problem you need to solve ⁃ anxiety to resolve the problem ⁃resources to the resolution includes allocation of minimum of US50,000 to PlanPrompt’s consulting.

Illiquid assets, their valuation disclosure & consequences for investors continue to be a problem in Australia. How is it in other countries? financialstandard.com.au/news/trustee-v…

PlanPrompt’s inspiration was impact of asset Tokenisation on personal financial services. There are amazing efficiencies, cost savings & personalisations immanent. For those interested, be it for commercial purposes or simply curiosity & like podcasts try podcasts.apple.com/au/podcast/whe…

@"The Role of a Financial Adviser: What the FCA Doesn’t See"linkedin.com/pulse/role-fin… on LinkedIn

PlanPrompt.co will be a debutant at the ARIA annual conference Mumbai tomorrow. Hooray!!! We are fully aligned with ARIA’s goals ‘By leveraging technology, innovation, and ethical advisory practices, we can make financial planning accessible to every Indian …

Now this really is big news. Nasdaq expects U.S. investors could see token-settled trades of securities as early as q3 26 Disruption at scale. ETFs, Mutual Funds, Platforms & Investment Cos otiose. Mutual fund brand value irrelevant Doesn’t come any bigger than this.

NASDAQ announces that it’s seeking to tokenise the world’s major stocks. As early as Q3 next year. nasdaq.com/newsroom/qa-na… How do the numbers look? NASDAQ represents, give or take, 20% of listed equities world wide. Time to act.