🔥The 9th Round of Easy Loan, Earn $40 Reward is in progress❗️ ⏰ Promotion Period: January 15th - Feburary 15th, 2025 👉 Register now and check more details at gate.io/campaigns/358

Retiring in Minnesota? Bring your parka, grit, and a sense of humor. #RetirementPlanning #PersonalFinance #FinancialFreedom #MillennialRetirementPlans #stpaul #twincities #minnesota

There are two types of investors: the Emotional and the Disciplined. Money gradually transfers from the Emotional to the Disciplined over a series of frightening but temporary market declines. Discipline isn't just an investing advantage. It's everything.

We added a potential 1.5% value a year, WITHOUT switching investments. Just smarter portfolio structure: ✓ Assets in the right accounts ✓ Lower fees ✓ Rebalancing on autopilot It’s not just about what you invest in. It’s how you structure & manage it. #finance #money

Deferred comp? Think twice. If you leave, it pays out all at once - big tax hit. You’re locked in with zero control. Take the money. Pay the taxes. Invest it. Your future self will thank you. #Finance #Money #Investing #Wealth

Partial Roth conversions, holding high risk/return assets in new Roth, QCD’s eventually for charitable giving. Ensure their investments have enough risk to outpace inflation.

Seen those "write off real estate losses" videos? Here’s the truth: Unless real estate is your full-time job, you can’t use those losses against W2 income. Doctors, lawyers, execs - you don’t qualify. No loopholes, no magic trick. Just taxes.

Yet

The biggest threat to your financial future isn’t the market. It’s you. Wealth is built by avoiding the big mistakes, not chasing the next big thing.

Today's lesson: Big returns mean nothing if your money isn’t protected.

Yes the young and able bodied should never take care of the old as they have for all of human history.

The term “millionaire” will mean less and less every year. $1 million in 1990 is $2.35 million in today’s dollars. Inflation doesn’t just make things cost more, it makes your money worth less. Better have an investment plan to outpace it!

Wow! Who knew Trump was also such a skilled market timer!

I don’t own commodities, no gold, no artwork, and no digital assets. Just real businesses working everyday to earn a profit by innovating and producing marketable products and services. Call me old fashioned, but I just don’t understand the investment case for adding crypto

100% Yes

Still relying on the 4% rule? You could be leaving 35% more retirement income on the table.

1/ 🚨Breaking News🚨 The One Big Beautiful Bill (OBBB) Act has just been passed by the House, and is now on its way to the President's desk, where it will be signed into law. With that in mind, it's time to break it down... To read it for yourself: congress.gov/bill/119th-con…

Getting pitched a “can’t-miss” investment? Here’s our 3-step filter before saying yes: 1️⃣ Benchmark it 2️⃣ Evaluate the risk 3️⃣ Weigh the hassle Most don’t beat a simple, diversified portfolio.

This is why I’ll never buy a condo

"Social Security is now tax-free!" Right? Not exactly. Don’t rely on headlines. Plan smart.