There are 3 new rule changes coming to HSA accounts in 2026 that should expand their usability. Here's an overview and how to get the most out of your HSA accounts in 2026 and beyond (new article below)... 20somethingfinance.com/how-to-get-the…

Mint Mobile upped their monthly premium data allotment to 50GB & hotspot data allotment to 20GB on their Unlimited plan – with no price increases. The Unlimited plan is currently on sale for 50% off ($15 per month). Details in the new article below. 20somethingfinance.com/mint-mobile-un…

The easiest retirement account for self-employed income (e.g. any 1099 income) is the SEP IRA. There's still time to contribute for 2025. Here's a detailed look at SEP IRA basics, including max contributions, where to start one, & more (article below). 20somethingfinance.com/sep-ira-for-se…

My FAVORITE retirement account for 1099/side income is the Solo 401K - as it allows for the highest level of contributions. Here's everything you need to know about Solo 401Ks for 2025/2026 (article below)... 20somethingfinance.com/solo-401k-basi…

The weirdest retirement account for 1099/side/self-employed income is the SIMPLE IRA (which is ironically, not so SIMPLE). You can still contribute for 2025. Here's an overview of everything you need to know about SIMPLE IRAs (article below)... 20somethingfinance.com/simple-ira-for…

To wrap up my series on retirement accounts for self-employed/side-income, here's a comparison breakdown of the 3 types of accounts to help you determine the best account for you (article below). 20somethingfinance.com/self-employed-…

Reminder: the non-itemized charitable deduction is back for 2026. Non-itemizers can now deduct at least a portion of their donations once again! Article below... 20somethingfinance.com/non-itemized-c…

The 2026 tax seasons start date (the date when the IRS begins processing returns) has been announced. Details, along with some promo codes for tax software in the new article below... 20somethingfinance.com/tax-start-date/

Here's a calendar for all of the important dates for the 2026 tax season, along with some helpful information to get you rolling on filing your tax return (and some discounts on tax software for good measure)... 20somethingfinance.com/tax-deadline-a…

Do you NEED to file a tax return? If your income is low enough, you may not. Here are the income levels required for filing your taxes this year, along with some reasons why you may want to even if you're below the income threshold (article below)... 20somethingfinance.com/do-i-need-to-f…

Despite HSAs getting more valuable & easier to access, only 10% of all HSA accounts have any $ invested! Why? Most HSAs suck. I researched over 100 HSAs to find the top 10 in 2026 that you can move your HSA funds to. My picks in the article below... 20somethingfinance.com/best-hsa-accou…

Tax season is here! To help, I did a comparison of the top 6 tax prep programs on price, features, pros, cons, limitations, & more. I also share the best available discounts to help get you started filing (some end 2/28!). New article below... 20somethingfinance.com/cheapest-and-b…

Here's the 10 cheapest EVs for sale in the U.S. in 2026. 8 of the 10 are sub-$40K, including a really appealing redesign for the Nissan LEAF. Full list in the new article below... 20somethingfinance.com/cheapest-elect…

I compiled a list of the 10 cheapest new cars available to purchase in 2026 in the U.S. For the 1st year in decades, ZERO are below $20K. See the full list, with MSRP, invoice, features, & more in the new article below... 20somethingfinance.com/cheapest-new-c…

Did you know that you can pay federal taxes with a credit or debit card? Here's a 2026 guide on IF you should do it, caveats, costs, how to do it, & even opportunities to net a profit if you choose the right cards (article below)... 20somethingfinance.com/how-to-pay-tax…

DIYing your tax return in 2026? Here's everything that's new for this tax filing year, all the basics you need to know, and some tax prep discounts to get you started. 20somethingfinance.com/how-to-do-taxe…

A new TurboTax promo offers FREE filing to those who switch. It's different than the normal "free" version as it covers ALL tax forms & scenarios - aka "Premium". ENDS 2/28/28. More info, + a discount for previous TurboTax users in the article below... 20somethingfinance.com/switch-to-turb…

I noticed something odd on my wife's W-2 this year: "OBBBTT" (followed by a dollar amount). I did my research & it expanded into an overview of the new OBBBA qualified tip and overtime deductions, filing tips, & W-2 reporting. New article below... 20somethingfinance.com/obbba-tip-over…

A new monthly Instacart credit offers 3-months of free Instacart+ membership to Mastercard cardholders. This new monthly credit appears to stack on top of the Chase credits for a potential maximum $30 credit on a single order each month! Details below... 20somethingfinance.com/mastercard-ins…

Last call on TurboTax discounts! They all end this coming Saturday (Feb 28)! Details below... 20somethingfinance.com/switch-to-turb…