Do you think T+0 settlements are already too slow for a truly advanced payment gateway in today’s world?

A payment gateway is not a feature. It’s a responsibility stack: risk, security, uptime, velocity. White-label it right and you turn responsibility into revenue.

Crypto isn’t replacing banks. It’s forcing them to evolve faster. Competition creates innovation - not extinction.

What are your views on PhonePe bringing tokenization partnering with Mastercard India ?

Every failed transaction tells a story. 99% ignore it. The 1% build billion-dollar payment systems.

Digital banks aren’t competing with traditional banks. They’re competing with the patience level of today’s user.

Everyone wants funding. Few want focus. Almost nobody wants discipline. That’s why 99% never scale.

I wasted 2 years building features no one used. Then I talked to customers. Everything changed.

If your payments stack gets shut down tomorrow, how long before your business dies? That’s the risk nobody talks about.

Here’s Ryōyū Kobayashi setting a new world record for the longest ski jump in April 2024, flying 291 meters (955 feet) in Iceland on a specially built ramp. Absolutely extraordinary.

Myth: Compliance slows growth. Truth: Non-compliance kills it.

Transparent LED displays turn ordinary windows into immersive experiences ✨

This street artist controls a marionette to create paintings

Most “fintech startups” are just glorified UI layers on Stripe. Real defensibility : • licenses • bank relationships • regulatory trust Curious to hear from operators , what protected your business when scale hit?

Every fintech founder has this moment: when the bank asks questions your tech can’t answer. What was that moment for you?

If you don’t own your payment infrastructure, you don’t control your margins. You just borrow them. Agree or disagree?

Renting payments: • faster launch • thinner margins Owning payments: • slower start • long-term leverage Which did you choose and why?

Third-party processors scale fees, not your business. Ownership scales margins.