“We buy things we don’t need with money we don’t have to impress people we don’t like.” -Dave Ramsey Why is this so true 🧐

The borrower is slave to the lender -Proverbs 22:7

To all of you who need motivation to stop smoking, if you spend an average of $5.50 on a pack of cigarettes, and smoke a pack a day, you’re spending $2,007 on cigarettes a year. And that’s without tax! What could you do with an extra 2 grand? #StopSmoking #Save #Smoking #Cancer

Wealth is about what you have IN the bank, not what you OWE to the bank. -Dave Ramsey #DaveRamsey #wealth #wealthbuilding #DebtFree #YouCanDoIt

If this ain’t the truth I don’t know what is. #DebtFree #Credit #Loans #Debt

Save more than you spend. Spend less than you make. 2 concepts that are extremely simple to understand, but extremely hard to carry out. #Spending #Saving #Money #fpu

You don’t win because of the government. You win because of YOU.

Believe that it can happen! It can it and it does! #DebtFreeJourney #Debt #PayItOff #DaveRamsey

What you win at is what you focus on. If you focus on your relationship, you will get married. If you focus on wealth building, you will build wealth!

It’s okay to make mistakes. Nobody’s perfect, but don’t let it get you in a slump. You got this!!

While you’re budgeting and doing awesome at it this holiday season, don’t forget to try and donate what you can. #ToysForToys is a great organization to help relieve the financial burden on families and give them a holiday to remember!

If broke people are making fun of your financial plan, you’re on the right track!

If you want to get out of debt you have to go all in. There is no ish. Just do it.

Can’t believe some of the stuff I hear on the radio. “You’re basically just making payments and you’re getting the truck for free!” ... You’re kidding right? You can’t make this stuff up.

There is no “luck” in finance. You have a plan and follow it. Then you’ll succeed.

Don’t go into debt to build a credit score. A FICO score is not a measure of winning financially. -Dave Ramsey #DaveRamsey #FICO #Credit #Debt

If you’re looking for something to listen to at work, in the car or wherever else, check out the Dave Ramsey show between 2-5 pm weekdays. You can download the app. Real world help right there! Dave Ramsey

Your decisions from today forward will not only affect your life, but your also your entire legacy. -Dave Ramsey

Winning is an intentional act. Who are you going to be, so this time next year you’re on the road to success?