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"Every past market crash looks like an opportunity, but every future market crash looks like a risk" - Morgan Housel Damn this is good

The reality is, this type of decline in the capital market is a feature, not a bug. It’s part and parcel of investing. It may feel different but the latest decline, so far, is very well within the range of historical scenarios. betafolio.co.uk/facing-the-bea…

The last 14 days for the Dow: +5% -13% +9% -10% -6% +5% -8% -1% -4% +5% -3% +5% -1% -4%

A long post about risk that I've been meaning to write for a while. It's a personal story, something I haven't talked much about in 20 years. The Three Sides of Risk collaborativefund.com/blog/the-three…

#VitalityLaunch2020 - what do these new changes mean for existing plans and loyal clients please? The impression Neville gave me was that it was relevant for new plans.

Exactly 9 months ago, just after 5am UK time on the 12 January, the first BBC TV report ran about the death of a man in central China from a peculiar new disease. Officials insisted it was all under control and would be nothing like the 2008 SARS outbreak which killed 770 people.

The BBC weather forecast is saying ⛅️ ....... the weather is actually like ❄️☃️ ........ and I am thinking 🤔

my morning meditative walk today with the dogs started in the local park to the sad sight of lots of rubbish and the pleasant sight of a charity donation for putting the rubbish in the bin #rubbishkarma #cancerresearch

Wow Blink what has happened to your UK service? Any change to cameras triggers a requirement for a subscription. All of sudden my cameras are on the ‘blink’ unless I pay you £80 every year. With all my frustrations it seems I may not be alone - uk.trustpilot.com/review/blinkfo…

⁦IKEA UK⁩ - Some feedback for you which I am confident you will have had before. Having to create an account to check a gift card balance is NOT making it easy to check my balance #BanGiftCards

bbc.co.uk/sport/live/cri… via BBC Sport - they managed to sneak 33 overs in on the 3rd day at edgbaston. I must admit it didn’t feel like particularly great value getting an extra 18 balls of 1/3 of the days play for no refund 🙄

Clients are often much more comfortable spending income as opposed to capital. #verveevolution24

Retirement Income Panel - Risk is a feeling rather than a number generated by a RPQ #verveevolution24

Retirement Income Panel - I often feel the word ‘risk’ is confused and used when the word ‘volatility’ is far more appropriate. They are two different things #verveevolution24

I shared this earlier But, also worth noting the sleight of hand he used Relying on people not understanding big numbers He quoted the ADDITIONAL annual cost of the triple lock (£15 billion) compared to the TOTAL amount spent on universal credit (£40 billion) The total

A truly tragic life...

"You don't need a lot of brains in this business. What you do need is emotional stability. You have to be able to think independently. When you come to a conclusion, you have to really not care what other people say and just follow the facts and your reasoning." - Warren Buffett

MBNA I am trying to call your emergency home insurance line. Your emergency telephone number voice message says I need to call 0345 0700061. The irony is that that is the number I am calling 🤷‍♂️ #howridiculous