Anyone looking for a gym buddy in Pretoria east?

No, not really. If you contributed to it, it should belong to you. However, what it does highlight, is the dangers of saving in pension products. Government is always looming... Yes, non-pension products aren't as tax friendly, but it's 100% discretionary. Dink mooi.

If you want to get rich, master negotiation. • A salary raise • An investment • Business deals It doesn't matter. 13 negotiation secrets from 15+ years in business (that have made me millions):

Tomorrow we'll talk about getting rid of tenants - legalities, the PIE act and... well. As always, newsletter readers get it first.

Money amplifies what's in your heart.

If the Reserve Bank announces a 25bps cut, then the prime lending rate in the country will drop to 11.50%. On a R 1mil loan over 20 years, you'll see a reduction of R173 per month, R 2067 per annum and R41 520 over the loan term.

Looking good 😚

First-time home buyers need to be smart - and this excludes buying when interest rates are low. Rather: // Buy WELL below market value. Check Lightstone reports to know what that means // NEVER buy because the agent said it's the best thing since coffee. // Negotiate your

What's your rate cut prediction? I'm betting on - 0.25%.

Side hustle idea. Sell second-hand tombstones. Or a by one get one free special.

This almost sounds like the DJ who was advising people to buy houses during covid and they later got buried financially by 11 consecutive rate increases ...

The MPC decided to reduce the policy rate by 25 basis points, to 8% per annum, with effect from 20 September. The decision was unanimous.

LATEST ON INTEREST RATES!! The interest rate cut was 0.25%. Most home owners would be saving a few hundred bucks a month!

You should see what I get in my DMs....

Heat Map for yesterday for S&P500. US stocks ran hard!

Emergency funds are there for a reason. Like getting retrenched.