💡#WisdomWednesdays – Fluent Answers Your FAQs! 🔍 What is “Loan-to-Value (LTV)”? ✅ It’s the percentage of your property’s price that you borrow. Lower LTV usually means better mortgage rates and easier approval. Knowing your LTV helps you make smarter mortgage choices

We hired just under 100 new team members this year 💼 At Fluent Money, growth isn’t just about numbers – it’s about people, culture, and opportunity. 🚀 This year, we welcomed over 90 new team members across multiple departments Apply now and find out what makes Fluent, Fluent

💡#WisdomWednesdays – Fluent Answers Your FAQs! 🔍 “Only perfect credit scores get approved.” ✅Many options exist even if your score isn’t perfect. At Fluent, we work with lenders who look at the whole picture, so you don’t have to let past credit worries hold you back

🎉 Fluent Fest 2025: What. An. Evening. From amazing food and live music to unbeatable team spirit — Fluent Fest was our way of saying a massive THANK YOU to the incredible people who drive this business forward every single day. 🙌 Here’s to our amazing team

🏡 Buying your first home? Let us make it simple Swipe for first-time buyer tips, the process, and things to look out for We guide you every step of the way, so your first home doesn’t feel like your first panic😉 From deposit to keys, we’ve got you 🔑 bit.ly/4dppH7r

💡#WisdomWednesdays – Fluent Answers Your FAQs 🔍Fixed vs Variable Mortgages ✅Fixed means your payments stay the same for a set period, so it’s predictable. Variable means rates can change, which might raise or lower your monthly payments Curious about other terms? Let us know

🥧 Freebie Friday done right! Big thanks to Carrs Pasties for stopping by the Fluent office today and treating our team to some seriously tasty goodness. 🔥 Because at Fluent, looking after our people is always on the menu. 👏

☕ Brews & Big Conversations June saw multiple Brew with the Board sessions, giving our newest team members a chance to connect with senior leaders in a relaxed and open environment. 🎉 A warm welcome to all our new starters — we’re thrilled to have you on this journey with us.

💡#WisdomWednesdays, Fluent Answers Your FAQs 🔍 Debt consolidation is more expensive to pay ✅ While debt consolidation can sometimes lead to a longer repayment term — which might mean paying more interest over time — it can also lower your monthly payments and interest rates

💸 Are these sneaky money wasters draining your bank account? They add up quietly — and quickly. 👀 Swipe to reveal 3 everyday expenses you might be overlooking, and how Fluent can help you take control. 📉 Spot them. Stop them. Save more #MoneyTips #FluentMoney #SmartSpending

If illness or injury stopped you from working, could you keep up with bills? That’s where Income Protection steps in It provides regular monthly payments if you're unable to work due to accident or sickness. Covers your mortgage, rent, bills, and more bit.ly/4grT3lB

💡#WisdomWednesdays – Fluent Answers Your FAQs 🔍 Will applying for a loan hurt my credit score? ✅Not with a soft search! At Fluent, we use soft checks that don’t affect your score, so you can explore your options worry-free Got a burning finance question? Ask us! #FinanceTips

💸 One Small Change Could Save You £1,000+ This Year We’ve pulled together smart, simple money moves that can add up to serious savings — without flipping your life upside down 🔄 Swipe to reveal your savings potential, because at Fluent, we believe smart money is simple money

Bridging finance isn’t just for developers — it’s a smart solution for anyone who needs a flexible funding 🏡 Buying before you sell? 🔧 Renovating or flipping a property? ⏳ Facing a tight deadline? If time is money, bridging could be your best move.

💡#WisdomWednesdays – Fluent Answers Your FAQs! 🔍 Remortgaging is only worth it if your fixed deal ends. ✅You don’t have to wait! Remortgaging early could help you access a better rate or release equity — even if you're still within your current deal.

We welcomed Costco to Fluent Money yesterday to speak with our staff – thank you for stopping by! From unbeatable bargains to delicious cake samples, it was great having Costco over and seeing what they have to offer 🛒

💡 Think you know how credit scores work? Spoiler alert: most people get at least one of these wrong… We’re busting 3 common credit myths — and the truth might surprise you. 🔄 Swipe to reveal what’s fact vs fiction. Because smarter credit = stronger money moves.

📋 Getting mortgage-ready? Here are 3 simple things to do before you apply — they’ll save you time and stress later. And if you’re still unsure where to start… 📲 Fluent’s here to make it simple. #MortgageTips #FirstTimeBuyer #FluentMoney #HomeGoals #FinanceReady

🔑 Something exciting is coming… 👀 At Fluent Money, we’re all about helping you unlock better mortgage deals and helping you make your house feel like home. Keep your eyes on our page over the next few weeks for a competition you won’t want to miss

✈️ Travelling this summer? Here’s how to keep your wallet happy: ✨ Set daily spending limits ✨ Avoid pricey airport exchanges—use a card with low fees ✨ Look for free local events Smart savings at home or abroad = more money for what matters #TravelSmart #SummerSavings