Millions More Creditworthy Americans Will Get a Fannie Freddie Mortgage Because of New Modern VantageScore: VantageScore CEO on FOX Business “VantageScore is a more modern credit score. It’s now time to bring that modernity and new technology to the mortgage system at a time

VantageScore Bursts onto the Mortgage Scene – VantageScore on Bankrate “More of what is on [consumers’] credit reports — telecom payments, utility payments, rental payments — are part of the consideration process about whether they’re creditworthy for a mortgage,” says Tony

Homeownership Just Got Easier for Millions with Limited Credit History Thanks to VantageScore 4.0: VantageScore in Forbes VantageScore 4.0 acceptance is a big win for renters, young buyers, and people with thin or unconventional credit histories, according to Natalie Campisi

FICO's days of 100%+ price increases are probably over - in the battle between monopoly profits and regulatory pressure, the regulators usually win, writes Marc Rubinstein (via Bloomberg Opinion) bloomberg.com/opinion/articl…

VantageScore 4.0 is A Major Step to Help New Homebuyers: VantageScore in Newsweek “Under Director Pulte's leadership, the FHFA's long-expected decision to accept VantageScore 4.0 will revolutionize the American mortgage market and grant millions of creditworthy Americans the

VantageScore 4.0 Beats FICO Classic for Mortgage Predictive Performance A robust analysis of the predictive power of the VantageScore® 4.0 credit score in mortgage originations demonstrates substantially superior performance over the incumbent monopoly Classic FICO model.

Time for Competition in Mortgage Credit-Scoring - VantageScore Uses Better Analytics and More Data to Be More Predictive – VantageScore CEO on CNBC “VantageScore's 4.0 model predicts 11% more delinquencies than our competitor in a head-to-head comparison,” said Silvio

Next week, Dr. Rikard Bandebo, VantageScore EVP, Chief Strategy Officer, and Chief Economist, will provide insights into trends in consumer credit health. Join VantageScore at the Structured Finance Association's 2025 Research Symposium and get a multi-sector view of consumer behavior,

Miss our webinar last week? Dive into the U.S. Federal Housing (FHFA)'s decision to adopt VantageScore 4.0 and learn what that means for you. Watch our free webinar to help you take action now and stay ahead of the curve. VantageScore’s Jeff Richardson and Anthony Hutchinson are joined by Shelley

With the U.S. Federal Housing (FHFA)’s decision to adopt VantageScore 4.0 for mortgages purchased by Fannie Mae and Freddie Mac, many more creditworthy Americans will have the opportunity to enter the mortgage market they had previously been locked out of due to outdated credit scoring models.

Allowing people to count their rent toward their mortgage just makes sense. It’s long overdue. Every American deserves the opportunity to pursue the American Dream of home ownership, and we will do things that help people do that!

Interestingly, Vantage Score, which is able to include rent payment history, can be very predictive.

VantageScore 4.0 Brings New Predictive Power and More Data to Fannie and Freddie Backed Mortgages: VantageScore CEO on Bloomberg TV “Competition is what makes markets great. Information and data are what makes markets great. There’s been a lot of excitement. They want to use

In the July edition of CreditGauge LIVE, VantageScore hosts Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health. This month, they’re also joined by Armine Karajyan, Senior Director, RMBS, at KBRA, who shares key insights into

Subprime Delinquencies Surge: June 2025 CreditGauge™ VantageScore’s June 2025 CreditGauge notes that subprime delinquencies are showing a noteworthy increase, growing 2.5% year-over-year. The lowest VantageScore® credit tiers show rising repayment distress as consumers

VantageScore Data Points to Potential Trouble for High-Income Consumers – VantageScore on CBS MoneyWatch “For white-collar workers, it's probably tougher than it has been,” says Dr. Rikard Bandebo, Chief Economist and Chief Strategy Officer at VantageScore. “This trend has been

July was an exciting month for VantageScore® – and even more meaningful for American homebuyers. The U.S. Federal Housing (FHFA)'s decision to adopt VantageScore 4.0 for #FannieMae and #FreddieMac mortgages means more creditworthy Americans will have access to a mortgage market they’d been locked out

We will get Vantage Score completed, quickly, while increasing safety & soundness! “The CEO of the Mortgage Bankers Association voiced his support for Fannie and Freddie to incorporate VantageScore 4.0 “as soon as possible” for credit scoring.” LINK: scotsmanguide.com/news/mba-suppo…

🚀 Expanding Access to Credit with VantageScore When you're the largest credit union in Texas and one of the top 10 in the U.S., innovation is essential. That’s exactly why Randolph-Brooks Federal Credit Union (RBFCU) took a bold step to improve automation, sharpen risk

“VantageScore 4.0, and VantageScore in general, does not subscribe to the same decades-old minimum credit scoring criteria as our competitor. That enables us to provide an accurate credit score for consumers that are young to credit, that just started a credit journey, and