I lost a loan today. A customer called and asked me to do something that falls in the "gray area". I hate to turn down business, but I will always keep things above board.

Do you want to reduce the number of spam calls you get? Fill out the information on this website. optoutprescreen.com It is the official credit industry website to request to opt-out. *Will not stop all spam calls.

This was a special funding for us. A friend called and said their lender changed the terms on them at the last minute. We were able to broker the loan to one of our local partners and close within 2 weeks.

The hardest part of being a solo-preneur is deciding to spend time going after new business or servicing your existing client base 10% better.

I am a mortgage broker. A large portion of my job is managing peoples expectations.

The United States is on the heels of one of the largest real estate booms in history. Fueled by the lowest interest rates in 40 years, millions of Americans who once were unable to afford mortgage payments have purchased their first homes. Larry Loftis - March 2006

If you are a landlord, please stop taking rent payments in CASH. It's 2025... Untraceable money cannot be used when you apply for a loan.

A person who is always busy is probably really good at their job. And bad at time management.

One of the best real estate investors I know obsesses over every detail. He questions every $10 dollar title fee at closing and will negotiate to squeeze the last $1,000 out of a multi-million dollar deal.

Homebuying in 2030. Your budgeting app says: "You qualify to buy a home." 5 min mortgage pre-approval. AI explains loan options. Zillow 3D tours all weekend. Make an offer on Redfin—no agent. Docusign at work. Movers Saturday.

Pretty much every house flipper I know is trying to move into new builds. The margins on flipping have gone way down.

Lots of talk on Mortgage fraud lately. The biggest issues we run into are: 1. Lying about occupying the property. 2. Lying about income. 3. Providing fake leases. There are work for almost anything but you have to be honest and upfront.