Ray Adams (@rayniche) 's Twitter Profile
Ray Adams

@rayniche

Chartered Financial Planner. Founder of Niche. Founder of CashCalc. Fanatical skier. PPL Currently skiing, sunbathing or flying

ID: 540025799

calendar_today29-03-2012 14:36:58

5,5K Tweet

1,1K Followers

865 Following

Learna | Diploma MSc (@diplomamsc) 's Twitter Profile Photo

The application deadline is approaching, with less than one month left to apply for our March 2023 intake! We recommend completing your application as soon as possible to ensure you don't miss out. Apply now: my.learna.ac.uk/l/application-… #HealthcareProfessionals #HealthcareCourse

The application deadline is approaching, with less than one month left to apply for our March 2023 intake! We recommend completing your application as soon as possible to ensure you don't miss out.

Apply now: my.learna.ac.uk/l/application-…

#HealthcareProfessionals #HealthcareCourse
Alan Smith (@alanjlsmith) 's Twitter Profile Photo

My company was launched back in 2004. After 18 years in business, we’ve just signed off our 2022 year end. It was our best year ever for new clients, revenue and profit. Here’s how we did it, I hope it helps 🧵👇🏻

Darren Cooke (@redcirclefp) 's Twitter Profile Photo

@philbray73 A number of reasons Mostly transparency and openness Partly to save me from time wasters who weren't prepared to pay fees Partly as a differentiation over those who don't and because it just felt like the right thing to do

Tenovus Cancer Care / Gofal Canser Tenovus (@tenovuscancer) 's Twitter Profile Photo

A huge thanks to Niche for supporting The Welsh Variety Extravaganza ✨ Have you spotted our advertisement on their billboard yet? Join us on the 3rd of March for an evening of premium Welsh entertainment! Book your tickets here - stdavidshallcardiff.co.uk/whats-on/light…

A huge thanks to <a href="/nicheifa/">Niche</a> for supporting The Welsh Variety Extravaganza ✨
Have you spotted our advertisement on their billboard yet? 

Join us on the 3rd of March for an evening of premium Welsh entertainment! 

Book your tickets here - stdavidshallcardiff.co.uk/whats-on/light…
Professor Dylan Jones-Evans (@dylanjonesevans) 's Twitter Profile Photo

Fascinating interview with Andrew Williams, the CEO from Cardiff of FT100 firm Halma and some vital lessons from an inspirational career. Most interesting comment is below - could the Welsh Rugby Union 🏴󠁧󠁢󠁷󠁬󠁳󠁿 have potentially found the right CEO for the future? thetimes.co.uk/article/halmas…

Fascinating interview with Andrew Williams, the CEO from Cardiff of FT100 firm Halma and some vital lessons from an inspirational career.

Most interesting comment is below - could the <a href="/WelshRugbyUnion/">Welsh Rugby Union 🏴󠁧󠁢󠁷󠁬󠁳󠁿</a> have potentially found the right CEO for the future?

thetimes.co.uk/article/halmas…
Professor Dylan Jones-Evans (@dylanjonesevans) 's Twitter Profile Photo

The story of how the UK Fast Growth 50 Index began and why we have now gone national. Thanks to UBS for making it happen and we’ll see you in eight UK cities in 2023

The story of how the UK <a href="/fastgrowth_50/">Fast Growth 50</a> Index began and why we have now gone national. 

Thanks to <a href="/UBS/">UBS</a> for making it happen and we’ll see you in eight UK cities in 2023
Holly Mackay (@hollyamackay) 's Twitter Profile Photo

Oh dear Hargreaves Lansdown you used to have nice polite grads who would pick up the phone within 10 secs and help. Now there’s a robot, a menu, the robot trying to persuade you to go online/ go away, awful hold music…and after 30 minutes I gave up. Service was always your strength? 🥲

Robert Lewis (@beardedifa) 's Twitter Profile Photo

Rather cool witnessing Fundment launching a new tool live, I’d say a ground breaking service, where you can create your own custom index fund for 0.10%. I imagine it will cause a little stir… Great afternoon at the Timeline #Adviser3point0 conference.

Rather cool witnessing <a href="/FundmentHQ/">Fundment</a> launching a new tool live, I’d say a ground breaking service, where you can create your own custom index fund for 0.10%. I imagine it will cause a little stir…

Great afternoon at the <a href="/Timeline_Tech/">Timeline</a> #Adviser3point0 conference.
Bern 🏴󠁧󠁢󠁷󠁬󠁳󠁿 (@keithclarke1) 's Twitter Profile Photo

@dragonsrugby David Buttress Any chance of RT Charity fundraiser tomorrow at Yew Tree Lane, Caerleon. Everyone welcome… Celebrating a great clubman and supporting a great cause… Monies raised going to Velindre Cancer Centre Fundraising

@dragonsrugby <a href="/davidjusteat/">David Buttress</a> Any chance of RT

Charity fundraiser tomorrow at Yew Tree Lane, Caerleon. Everyone welcome… Celebrating a great clubman and supporting a great cause…

Monies raised going to <a href="/Velindre/">Velindre Cancer Centre Fundraising</a>
Oliver Hampson (@oliverjhampson) 's Twitter Profile Photo

Huge honour to be able to capture this moment for 𝐉𝐨𝐬𝐡𝐮𝐚 𝐁𝐚𝐭𝐜𝐡 and Natasha Batch! Amazing for them to share the occasion with all the fans their to celebrate Josh’s service to the club over the years

Ross ✒ (@ro55_ada) 's Twitter Profile Photo

Critical of PX condition, photo tiny issues & offer low price, whilst neglecting to show issues with their cars and asking over value on prices (pics) Salesmen disinterested, repeat 'approved' used, point checks, etc. Even when you point out issues, lack of prep, dirt, etc

Critical of PX condition, photo tiny issues &amp; offer low price, whilst neglecting to show issues with their cars and asking over value on prices (pics)

Salesmen disinterested, repeat 'approved' used, point checks, etc. Even when you point out issues, lack of prep, dirt, etc
Ross ✒ (@ro55_ada) 's Twitter Profile Photo

Icing on the cake is DVLA sent tax refund and charged 3 months road fund licence for the 37 days of ownership - 10 days of August and 27 days of September - can't fathom why 3rd month was charged. There's no procedure for contesting tax calculation error either 🫠