The onboarding of a sliceit_ debit card - smooth as a dollop of butter on a slice Keep watching this neo bank

Understanding that my understanding could be wrong is my most precious yet most elusive mental model

Big milestone for us! We are now officially called slice Small Finance Bank. Grateful to RBI for their support in this journey. We’re building a bank in India that respects your time & money both. The name’s changed, but our commitment remains.

India’s 1-year treasury yield dropped from 7.02% (May 2024) to 5.62% (May 2025)

Repo cut to 5.5% Barring Covid period, the last time rate was this low was in 2010 - Home loan, auto loan rates should come down with some lag - FD rates will go down - Savings rates could come down further - Credit access for businesses improves - Increases inflationary

Problems aren’t the cards we’re dealt. They’re the loops we get stuck in while playing them. For many of us, the term “problem” originated in school, tackling math or science questions. Back then, we thought the question itself was the issue. But the real problem lies in our

If you're in the distribution trumps product camp, you may make a lot of money but it will never be enough

What you do, not what you know What your AI does, not what it can

AI in great consumer products must not just disappear but be invisible

Make AI people want

In transforming India, 1. Aadhar was the Pledge 2. UPI the Turn 3. Credit on UPI will be the Prestige Recently launched, Credit on UPI will expand the customers having access to formal credit from 170m to 300m in next 7-8 years, changing their lives forever. Every month in

India is about sache products We saw it with prepaid recharges. UPI transactions took it to another level With the growth of Credit on UPI and UPI autopay, we are now going to witness it with credit and deposit 400m UPI customers, $100b merchant payments. That's $250 per

You want to do a lot of things, but do you want to want those things

If we have the right knowledge, we can bend the rules of physics All the suffering in the world vs all the inaction that could have produced new knowledge

Always see yourself as a problem solver, not what your job title says

Stay healthy, get wealthy, seek truth, give love, and create beauty.

Reality is not 2D, 3D or 27D It's 1D You focus on it or don't

Something fundamental is happening to savings bank accounts in India. The rules we grew up with – minimum balances, interest rates, and even what it means to save – are all changing. For decades, banks paid us very less on savings. It was the price of instant access to money and