The most valuable math you can learn…

What could possibly have performed better than buying the Lakers for $67.5 million in 1979 and selling it for $10 billion today? Answer: The stock market. Simply investing in the S&P 500 would have netted an additional $3.7 billion (though likely not as much fun!).

Get invested as soon as you can and let time do most of the work for you. The longer you are invested in a diversified portfolio, the greater the odds you’ll achieve a solid positive return. Odds of a positive return over 1 year: 75% Over 3 years: 93% Over 10 years: over

From its inception in 1957 through today, the S&P 500 has hit 1,231 all-time highs, hitting a new high once every 20 days on average. The lesson? Don't fear new highs.

Stock market pullbacks happen every year, and they all have one thing in common: a complete recovery with the passage of time. The lesson from this year’s 19% pullback is the same as prior years: stay calm, stick with your long-term plan, and you will be rewarded.

During periods with heightened fear & volatility, it's tempting to think you can get out of the market and get back in when the "coast is clear." The only problem? By the time the coast is clear, the biggest gains will have already passed. Seeing that once again this year…

When determining your life insurance needs, exclude any coverage you have through work. Don’t take the chance that you may lose your job and at that point be uninsurable.

The stock market is back at an all-time high. Is that a reason to “take chips off the table?” Not historically. The S&P 500 has averaged a 10% return over the next year following an all-time high and has more than doubled on average over the next decade.

Since 1950, the S&P 500 ended with a positive total return in 59 out of 75 years (79% of the time) despite an average intra-year drawdown of 13.7%. No reward without risk. The market moves around a lot. Accept it, embrace it and learn to love it. Or at least get used to it!

Your most important asset is likely your ability to earn. If that’s the case for you, make sure you have enough set aside to meet your needs in the event of a disability, or insure your income.

10 Lessons for Living with ⁦⁦Charlie Bilello⁩ youtube.com/watch?v=oF2vqg…

Here’s the median and average 401(k) balance by age. You don’t have to be average. Small, consistent contributions over time can put you far ahead of the pack. Start now. Your future self will thank you.

Kill the dream killers.

The primary goal isn’t to beat the market (though that's nice as well). It’s to reach a critical mass — a nest egg that buys you freedom. Freedom to retire. Freedom to help family. Freedom to say no.

Appreciate what you have.

Teaching people how to regulate their emotions is crime prevention. It's addiction prevention. It's suicide prevention. It's generational healing. It's how we stop raising adults who explode, implode, or shut down at the first sign of discomfort. Emotional regulation is not just

Are you ready to have your mind blown? Since 1989, money invested when the market is at all-time highs has actually outperformed money invested on any given day. 🤯🤯🤯

The bond market continues to price the next Fed move to be a cut, with the expectation that growth is slowing down. But the stock market is trading cyclicals higher relative to defensives, with the expectation that growth is about to accelerate (see chart below). This is