If you’re unable to work due to illness or injury or because you’ve lost your job, mortgage payment protection will cover the cost of your mortgage each month. These policies usually last for a year or until you return to work – whichever is soonest.

Offset mortgages An offset mortgage enables you to use your savings to reduce both your mortgage balance and the interest you pay on it. For example, if you borrowed £200,000 but had £50,000 in savings, you would only have to pay interest on £150,000.

Getting a mortgage while self-employed, being a freelancer or running your own business comes with plenty of challenges – being accepted for a mortgage doesn’t have to be one of them.🙌

Wakey Wakey!!

I love this quote!! Hope you all have a lovely day!!

A missed payment is the top reason for a poor credit record. A single missed credit payment is the most common way for a borrower to be marked as having an adverse credit record. It adds the second most common reason for a poor credit record is missing several credit payments.

We are always so truly grateful, to receive such lovely reviews!! Thank you for taking the the time to leave one.

We are always so truly grateful, to receive such lovely reviews!! Thank you for taking the the time to leave one.

Be more positive and start the day right!

Discounted rate Like a variable rate mortgage, your monthly repayments can go up or down. However, you’ll get a discount on the lender’s SVR for a set period of time, after which you’ll usually be switched to the full SVR.

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If there is no struggle, there is no progress. Strength and growth comes only through continuous effort and struggle!