Retiring early isn’t just a matter of making a certain amount of money.  What you really want is control over your time.  So how do you make it happen? - Tax diversification - Cash flow planning - Intentional spending Most people make early retirement a gamble.  Having a

How would you define estate planning?  Most people say it’s passing money down to your kids.  We say it’s preserving wealth across generations. But without a plan, most of what you’ve worked for could be lost to taxes or mismanagement. - Trusts - Charitable giving - Strategic

Charitable giving can benefit others and yourself. From donor-advised funds to charitable trusts, there are ways to maximize impact while minimizing taxes. Who said giving money had to be a one-sided exchange?  We see it as a privilege to change lives while also securing

Follow these to upgrade your timeline: Markets: Quasar Markets Communities: Gina Bianchini Socials: Zac Gulbranson Marketing: Wayne Liew PE: Nick McLean Finance: Dylan Figueiredo Acccounting: alexmcaulay Marketing: Brian Town Wealth: Yann Studer Financial Planning: Kyle Kuyat, CFP®, ChFC®, RICP®

No two financial plans should look the same.  Because no two lives are exactly the same. Your goals dictate the strategy—not some algorithmic formula.  So if your financial planner is only suggesting the best standard practices, they’re most likely not considering your

The financial industry focuses too much on selling products. And not enough on creating real financial plans.  A great plan should be aligning every decision with your goals.  Your life is unique, so why settle for standard advice?  --- Many advisors are incentivized to sell

What’s the goal of effective tax planning?  Hint: It’s not just about saving money.  Ultimately, you want to keep more wealth in your family, and limit the amount you hand over to the IRS.  Intentional planning creates opportunities many overlook. Here are some tips to

“Am I doing enough?” I get that question all the time from clients who worry they’re missing something critical from their plan. As if they’re missing some piece of the financial puzzle.  But often, they don’t need to work harder, they need to work smarter.  Strategies like

Spending $10,000,000 is a lot harder than saving $10,000,000. I’ve shown people spreadsheets that detail how they could triple their spending without breaking a sweat. Then they still drive across town to save $2 on groceries. I’m not saying that’s a bad thing — I’m all for

Too often, families focus on passing down money without prepping heirs to handle it.  A good financial plan includes transferring both wealth and wisdom.  Here’s why that matters: --- Without guidance, inherited wealth can disappear quickly.  Studies show that 70% of

DIYers often do great with saving.  FIRE, YNAB, and other subreddits gaining popularity show that without a doubt.  But they often struggle when complexity increases.  Things like:  - Equity compensation - Tax strategy - Estate planning often leave DIYers stumped and without

Saving in pre-tax accounts alone won’t cut it.  Especially if you want to retire at 45.  Building up taxable and Roth buckets gives you the liquidity and flexibility you need before traditional retirement age.  And it has the added benefit of reducing your tax burden during

Never take this for granted son.

Business owners: Don’t wait until the bottom of the ninth inning to plan your exit. Selling your business is a huge milestone, but it can be a tax nightmare if it isn’t planned properly.  Some strategies to consider:  - Structured payouts - Charitable strategies - Proactive

‘Defining Wealth’ means something different at every stage of life.  Whether it’s building freedom in your 30s or creating memories with your grandkids in your 60s, we help bring clarity to what matters to you. It’s the main reason we named our firm Defining Wealth.  Your

What do you call this phenomenon?

Brett Favre did it 2x. Tom Brady did it 1x. So did Michael Jordan, Muhammad Ali, and Lance Armstrong. Figure it out yet? They all came out of retirement. Why? Their identity was tied to what they did. The game was part of them. I see the same thing with high-earning

The NHL needs to do something about the unfair competitive advantages that teams like the Panthers and Golden Knights have: Being well-run teams that players want to play for.

Sid doing Sid things, one of the classiest in the business.