Avoid Maui. Everything is absurdly expensive, and a majority of restaurants automatically charge a 4% kitchen staff gratuity, and then also add an automatic 20-22% gratuity for parties of 6 or more. Our group grabbed lunch at a Mexican restaurant in an area strip mall. Nothing

If you drive for Uber in a Toyota Yaris, please don't accept Airport pickup requests. Even if your fare is able to wedge themselves and their luggage into your whip, they'll be annoyed, and you can expect a bad review.

Chutes and Bladders would be a fun name for a clinic that specializes in digestive health.

Most people automatically assume that a whole life insurance policy is a complete scam, that should be avoided at all costs. The truth is, it's probably not ideal for most people, but it can be a viable piece of a well-rounded financial plan, for the right person. I've had my

As soon as anyone tries to tell you to stop thinking for yourself, and to dismiss things without objectively weighing the pros and cons... you should cut them out of your life immediately.

Here's my advice to others considering doing the same: Once you pay off your mortgage, you can't put that toothpaste back in the tube. It's a final move, and you'll never get that 2.625% rate back. At least give it two years, where you invest that capital instead, and use your

Paying off your low-interest mortgage early, means your principal and interest payments are no longer on the table. But you'll still have to figure out a way to pay for the other costs associated with the home. Investing your capital instead, means the returns can cover the cost

Desantis: I want to eliminate property tax for all Floridians! MAGA: Fuckin' legend! Mandami: I want to eliminate bus fare for all New Yorkers. MAGA: Fuckin' socialist! (Spoiler: both plans require increasing taxes elsewhere)

It's absolutely reasonable for the tenant to expect their landlord to fix or replace the included dishwasher, in less than a month. Dudes like this give landlords a bad name.

Remember when Republicans use to despise election interference.

If the budget dog truly believed in his S&P500 index investing advice, would he really be encouraging you to pay off your low-interest mortgage ahead of schedule... 🤔

Every position in my taxable investment account is up for the year, except for $CMG, which is currently down 14.93%. I like the brand, we eat their food, it feels like a decent value, and I never visit a Chipotle location that isn't fairly busy, so what gives? Do I continue to

I know I'll probably never be able to sway the "pay off your low interest mortgage" crowd, but I'm so glad I didn't cash-out my taxable investment account, to pay off my primary mortgage, just so I could save $20,250/yr in interest payments. To each their own, I guess.

There seems to be no progress on resolving the government shutdown, so what are the odds they end the shutdown before Thanksgiving? And if not, will any air traffic controllers show up to work for that extremely busy travel week?

Much of the "should i pay off my mortgage" debate has been focused on interest rate and opportunity cost. But another major factor is how much liquid capital you'd have left after paying off the mortgage. If you have $600,000 liquid, and paying off your mortgage only leaves you

Them: By financing my car for 72 months, instead of 36 months, I'm lowering my monthly payment, and that gives me greater peace of mind. Me: Cool, I guess... but you do realize it will cost you a lot more in the long run. Them: By paying off my low-interest mortgage, insteading

If he thinks that's bad, just wait until he learns how badly those who paid off their 2.65% mortgage underperformed... 😬

Is there any reason for SNAP to cover any beverages beyond: - water - milk Would anyone's health suffer by being limited to these two beverages? In fact, I'm guessing many people's health would improve.

I remember 2015. Many people, including myself worried that it wasn't a great time to a buy a house, that a housing correction was looming. Fast forward to 2025, and pretty much everyone would give almost anything to have purchased a home at 2015 prices, and 2015 rates.

So glad I exited my entire $CMG position yesterday morning. Bullet dodged.