How many income sources can you tick off?

The goal of saving and investing is to have your passive income replace your salary. You achieve financial independence when you can use your passive income to fully finance your lifestyle. That's why you have to keep buying cash producing assets like you buy food or pay rent.

Real Estate generates rental income. Stocks generate dividend income. Bonds generate interest payments. Businesses generate profit cash flows. These are all examples of income generating assets that we should invest in.

YOU CAN’T LEVEL UP IF YOU KEEP: 1. Wasting time 2. Sleeping too late 3. Skipping workouts 4. Missing opportunities 5. Listening to negativity 6. Overthinking everything

Don't forget to thank God when you get what you PRAYED FOR.

Saving money is more about mind over matter than maths. Once you make it a priority, you'll be surprised at how easy it is to cut back and watch your savings grow.

"The most critical ingredient to generate wealth is wealth itself. All the financial literacy in the world is useful and valuable, but limited if you have no finances to manage.” ~Derrick Hamilton

The key to success? Get out of bed early. My 2-month experiment that proved "early to bed, early to rise makes a man healthy, wealthy and wise." The results were shocking:

Pamela Anglin Makhay May we find comfort in knowing that our differences do not define us, but rather, our unity in Christ. Let us bear patience with one another, and with one mind and mouth, let us magnify God's name and bring joy to our Father in Heaven.

The hardest part of getting out of debt is knowing where to start. I get it. It's not easy. But it doesn't have to be hard either. Here are 10 steps you can use to get out of debt ASAP:

Land is probably the most popular & preferred investment in Kenya for both right & wrong reasons. Before you buy a piece of land in Kenya, Here are a few important things that you should think about land as an investment & how it affects your finances:👇👇

If you invest in bonds as a retail investor, you have to be very careful with how you do it. Otherwise, your lack of knowledge will cut down on your returns. Here are a few things I have learned that can help retail investors: 1. The best way to invest in bonds is via CBK

Must have Investing Accounts: 1. Money Market Fund Account - Emergency fund/sinking fund 2. CDS Account - Investing in local stocks(NSE) 3. Sacco BOSA account - Regular savings 4. CDS Account (with CBK) - For Investing in bonds What can you add?

Real Estate generates rental income. Stocks generate dividend income. Bonds generate interest payments. Businesses generate profit cash flows. Normalize buying income producing assets, like you pay rent every month.

You don’t have to take loans to support a lifestyle you can’t afford. You don’t have to take loans to keep up with your peer group. You don’t have to take loans to cover up for your poor budgeting skills. Fix your money management game and you'll get out of the debt cycle.

Amen

Kenya Power it's been a week plus. 1 line without power, and today the second one is gone. Ruaka, Kahigo(near Decimo). Give us a way forward.

The greatest form of wealth is good health. Without good health, you can't enjoy your wealth. As you take control of your financial future, don't lose control of your health. You don't want to work so hard for a retirement that you will spend fighting lifestyle diseases.

Kenya Power No power at Ruaka. Some lines have others don't. The whole day had no lights.