How To Budget Monthly on a $120,000 Salary • Housing (mortgage/rent): $2,500 • Taxes (estimated 25%): $2,500 • Utilities (Electric, Internet): $500 • Groceries: $800 • Transportation (Gas, Insurance): $600 • Medical: $400 • Retirement: $1,000 • Giving: $500 • Dining

When I was deep in debt, it felt overwhelming. I was making so many payments and didn't know where to start. I found the Debt Snowball and everything changed. I got a second job delivering pizzas, and started paying off my smallest debt with the extra cash. It took about

If you are drowning in debt and tired of being stressed about money, I hope you find my page.

Top 10 Money Goals Worth Adding To Your List 1. Pay Off Debt 2. Buy a House 3. Pay for Kids' College 4. Fully Fund Retirement 5. Pay Off House Early 6. Passive Income to Replace Job Income 7. Give 10% 8. Make $100,000+ Per Year 9. Have an 800+ Credit Score 10. Fully Funded

How to Maximize 2 Weeks of PTO Days in 2026 • Jan 1–4 (1 PTO) — 4 days off • Jan 16–19 (1 PTO) — 4 days off • May 22–25 (1 PTO) — 4 days off • Jul 2–7 (3 PTO) — 6 days off • Sept 4–7 (1 PTO) — 4 days off • Nov 25–30 (1 PTO) — 4 days off • Dec 23–28 (3 PTO) — 6 days off

How to Reach Your First $250,000 (Invested) 30 years: $122/month 25 years: $203/month 20 years: $347/month 15 years: $625/month 10 years: $1,250/month 5 years: $3,250/month Note: Assumes 10% annual returns in a low-cost index fund.

How to Become a Millionaire Making $60,000 Per Year • Invest $500 per month • Into low-cost index funds • With an average return of 10% • Do this every month for 29 years • It will become worth $1,017,423.63 It’s not about how much you make, it’s what you do with what you

Top 10 Things NOT To Do With Money 1. Buy whole life insurance 2. Buy a timeshare 3. Co-sign a loan 4. Pay the minimum payment on Credit Cards 5. Invest in things you don't understand 6. Spend more than you make 7. Buy a new car and finance it 8. Invest all of your money in

The Median Net Worth in the U.S. by Age • 20s: $6,609 • 30s: $24,247 • 40s: $75,719 • 50s: $191,857 • 60s: $290,447 • 70s: $233,085 • 80s: $233,436 • 90s: $205,043 Source: Empower

The 10-Minute Money Reset 1. Grab a piece of paper 2. Write down three numbers only: • How much cash you have • How much you make in a month • How much you need to cover your bills 3. Circle the middle number (your income) 4. Now write one tiny action you can do in the

What's the biggest challenge your facing with your finances?

Do NOT buy a car in 2026 unless you have these three things. 1. A $1,000 starter emergency fund. This will be a cushion between you and debt. 2. Call your insurance provider and make sure that you can afford the new insurance payments. Newer vehicles cost more to insure. 3. Save

7 Small Money Habits that Build Financial Confidence 1. Read one book about money 2. Track your spending for one week 3. Move money into savings, even $5 4. Make one extra payment toward debt 5. Cancel a subscription you don’t use 6. Wait 24 hours before big purchases 7. Set one

10 Companies That Offer Tuition Assistance 1. Amazon 2. Boeing 3. Chipotle 4. Discover 5. Disney 6. Home Depot 7. Papa John’s 8. Starbucks 9. Target 10. T-Mobile Source: Investopedia Before taking on student loans, always check what your employer offers. It could save

New Capital Gains Tax Thresholds for 2026 (Married Filing Jointly) • 0% Rate: Up to $98,900 • 15% Rate: $98,901 to $613,700 • 20% Rate: Over $613,700 This means if you are married, you can make $131,100 per year and pay no federal income tax!

Focus on what you can do, not what you can't do. You will be amazed at how different life becomes if you do this one thing.

When stress, boredom, or frustration hits, it is easy to reach for your phone and spend. Try one of these instead. • Go for a 10 minute walk • Write down what you are actually feeling • Do 20 pushups or stretch • Clean one small area • Call or text a friend • Look at

If something happened to you tomorrow, would your money actually go where you want it to? Most people assume their will handles everything. But life insurance, retirement accounts, and even some bank accounts don’t follow your will. They follow the beneficiary form. If those