Create a spending plan for discretionary expenses. Don't feel bad about spending on things you enjoy. A good #budget includes a category for discretionary spending, so you can enjoy what you like without derailing your financial goals. #SmartSpending

#PersonalFinance #Finance

Basics of personal finance

Understanding your credit score empowers you to access better financial opportunities. Check your credit report annually and dispute any errors. A good score saves you thousands on loans and mortgages. #CreditScore #PersonalFinance #Budgeting

Before buying something, ask yourself whether it's a want or a need. Differentiating between needs and wants is the foundation of mindful spending and a healthy financial life. #MindfulSpending #PersonalFinance

ABSA Student Account ABSA offers a student account designed to make banking affordable and convenient. Monthly admin fee if free. Benefits: • Card Swipes: Unlimited free card swipes for purchases.  • ATM Withdrawals/Deposits: Withdraw or deposit cash of up to R2,000 for

The best time to start investing was yesterday. The second best time is today. Small, consistent investments made over a long period can lead to significant investment.

Using voice bundles for calls outside your cellphone network is the best; you’ll get more talk time to talk to friends and families, especially for business calls where WhatsApp isn’t an option. The extra talk minutes you receive are as follows: Bundles Price. Extra

Using voice bundles for calls outside your cellphone network is the best; you’ll get more talk time to talk to friends and families, especially for business calls where WhatsApp isn’t an option. The extra talk minutes you receive are as follows: Voice Bundle Price.

Used wisely, long-term credit can unlock financial flexibility and help build future

New way to pay online from Capitec Capitec Pay lets you: - Enter your cellphone number when paying online - Does not require card details - Approve in the Capitec app