I've worked directly with the wealthy and ultra-wealthy daily for 11 years ➜ Coast-to-coast ➜ 22 to 98 years old ➜ $1,000,000 - $300,000,000 net worth Here are 10 things I've learned about humans and money:

If you found yesterday's post on BD valuable, consider checking out my advisor office hours that I've been hosting 2X per month Link below to sign up (no cost)... This is designed for advisors to talk shop and share ideas

docs.google.com/forms/d/e/1FAI…

Another fun conversation with Thomas Kopelman 💵 dropped today Link to episode in comments 👇🏽

Thomas Kopelman 💵 open.spotify.com/episode/26ldiS…

a banner day in the Bay

I’m an Irish coffee guy I make my own at home Same with espresso martinis But this might take the cake

My 2 cents as a newer parent: 1) Yes, kids are extremely expensive (shouldn’t really be a debate) 2) Having them will motivate you to do things you never thought possible 3) Most people stop spending on dumb things for themselves and start spending on things that matter

Connect with good, kind, successful people and add them to your tribe. Then sit back and watch things compound. Padideh Goodspeed is one of them and this app is the reason we met!

SFO —> Hotel —> Pac Heights —> Cole St —> FiDi —> Fisherman’s Wharf —> Hotel —> Tiburon —> Mountain View —> Palo Alto —> Stanford campus —> Hotel —> SFO I am tired. I am grateful to work w/ incredible humans. I can’t wait to see my wife and kid.

30–50 yrs old? You’re in the squeeze This new Long Game episode is made for you Thomas Kopelman 💵 & Mark Cecchini, CFP® dive into the “sandwich generation”: → kids now (or soon) plus preparing to support aging parents …all as you try to build your own future Even for the high earners

Stanford last night

My wife and I haven’t missed a single bill (by even 1 day) or paid a dollar of non-mortgage interest in 5+ years. My master spreadsheet is a big reason why. We use a cash flow app to bring numbers to life. But there's nothing like mapping it manually. Link below ↓ ↓ ↓

This is a view-only Google Doc. To edit and make your own version, go to "File" -- "Make a Copy". docs.google.com/spreadsheets/d…

Just to reiterate (as this happens multiple times every time)... When I share these, they are always *view only* templates. I can't allow "Editor" access for anyone. All you have to do is go to "File" -- "Make a Copy" and you'll have your very own editable version 👍

so while we’re dismantling the government can we go ahead and make paper checks obsolete and maybe simplify employee stock option & crypto tax and maybe fix the 401(k) rollover system and maybe increase the $3K capital loss offset that hasn’t been changed since the 70s

so fun to see this starting to come together... if you want to join the list to hear about the site as soon as it launches, check out the link in the comments:

markcecchini.com

These are my 4 favorite equity visuals that I've put out in the last year They scratch a part of my brain that's hard to get to I need to make some new ones -- any ideas? (Doesn't have to be equity related)