Don't touch savings from rate Re-Fi: get an investment earning more than your new interest rate or just pay down the mortgage balance faster

9 months since my last visit to Twitter. Next one?

What's a "waiver clause"? If the lender lets a due date slide or acts contrary to your agreement the terms of the agreement are not changed.

Why would a home owner put their home up for sale and take a Big Beating? So they can turn around and give a seller an even Bigger Beating!

Don't listen to complaints of "lenders-are-too-tight" from "Turn Downs" - listen to the "Approveds" who received $900 billion in home loans!

Lightning Captured by X-Ray Camera—A First : on.natgeo.com/g1XsWN via NatGeo Society

Orange County Supervisors: Vote "NO" on Saddle Crest, Support Foothill Trabuco Specific Plan. signon.org/s/kC0qbT SignOn.org

Here just to jiggle my page so the tires don't sit in 1 place too long. Too much business to yak-a-chat. I'll stop back by again in 6 months

Today is the 25th Anniversary of the founding of California Equity & Loan.

Going out on a limb to predict the Laguna Beach real estate market http://bit.ly/9IieMJ

How fast is your lender? I get Fannie Mae, Freddie Mac, & Jumbo approvals in 1 day; FHA & VA in 2 days; funding in 25 days. (800) 696-0696.

Own your home free & clear in 7 years w/ a 3% fixed rate. $200,000 - $2,643 payment. 7 years & your done! 10 year program. too. 800 696 0696

I never deny a loan request, though, I often answer "Not yet". Outlining what needs to be done to get an Approval is often where we start.

"You can't make a reputation out of what you are going to do." Henry Ford.

The biggest real estate flip of the year. And look who missed out Big Time - tinyurl.com/FatDeal

Who allows radio ads touting "3.85% FIXED"? Terms are spoken too fast to hear the truth: fixed for 5 years only, big fees to get lower rate.

Rates are on a roller coaster right now. What's the best - maybe only - workable strategy? Have a fully prepared file ready to lock on cue.

Get it free: Free: Design Asset Bundle store.gizmag.com/sales/the-summ… via Gizmag

Getting into the spirit of flight with the #OwnADrone DJI Phantom 2 Giveaway. You should enter! store.gizmag.com/giveaways/the-… via Gizmag

@emcspeed makes you look much younger, Rick!