A Roth IRA lets you retire tax-free. A Solo 401(k) lets you stash $66,000/year. FEIE lets expats avoid $120,000 in U.S. taxes. But most people never Google the codes. Learn the system. Then beat it—legally.

Health and wealth are twins. If your sleep is trash, workouts skipped, and diet chaotic—your finances usually are too. Fix one. Watch the other rise with it.

You’ve got YouTube. You’ve got ChatGPT. You’ve got time on the weekends. If you’re still broke in 12 months— You chose that outcome.

Your Roth IRA is a cheat code. – Invest post-tax dollars – Grows tax-free – Withdraw tax-free at retirement – $7,000/year limit in 2025 – Stack Bitcoin with GBTC or BITO inside it Retire with zero tax bill.

Bitcoin vs real estate, 10-year ROI: – Bitcoin: 6,200% – Real estate: ~44% – And Bitcoin didn’t charge you property tax or ask for maintenance Ownership in the digital age looks different.

Give ChatGPT this prompt and plan your entire month: “I want to spend the next 30 days improving my finances, tech skills, and discipline. Give me a daily plan with time blocks, tools, budgeting routines, and study topics.” Then screenshot the schedule. And follow it.

You’re not supposed to relate to everyone. You’re supposed to grow so much that your old self wouldn’t recognize you. That’s how you know you’re on the right path.

You work 40+ hours/week for your boss. But won’t give yourself 1 hour/day to escape that job? That’s why you’re still there.

Bitcoin taught me 3 things: – Think long-term – Move with conviction – Don’t flinch when people doubt you These aren’t just investing lessons. They’re life lessons.

The worst thing about wasting your 20s or 30s is that nobody tells you until you’ve lost too much time. No reminders. No alarms. Just quiet regret when the decade is over. Use that fear as fuel.

Some people hit $100K/year and still live check to check. Others hit $4K/month and stack like crazy. The difference? Time horizon. Short-term thinkers raise expenses. Long-term thinkers raise assets.

There’s someone making $150K/year with half your intelligence and twice your consistency.

$1,000 invested monthly for 12 years at 10% = $230,000. Don’t get distracted by weekend hype. Your quiet Saturday can retire you early.

Your girl wants a $15K wedding. You’re trying to buy your first rental property. Which comes first?

You want to retire early? Start tracking two things: – Your Freedom Number (monthly expenses x 12) – Your Asset Income (dividends, Bitcoin loans, digital sales) Once #2 > #1, you’re free. Until then? Work like you’re building an escape pod.

Retirement in America = $1M by 65. Retirement globally? – Live in Bali for $1,200/month – St. Lucia for $1,500/month – Lisbon for $1,800/month – Medellín for $1,100/month Stack $300K in assets + cash flow = you’re out.

You could pay U.S. taxes for 40 years. Or… Move abroad. Start a foreign LLC. Make under $130,000/year. Claim the Foreign Earned Income Exclusion. Pay $0 in federal income tax. Most people won’t even Google this.

The American Dream is broken. So build your own: – Location freedom – Remote income – Asset stacking – No alarm clocks – No W-2 – No IRS letters It’s not easy. But it’s possible. And it starts with believing it’s worth it.

Security+ opens doors. But don’t stop there. Stack in this order: → Security+ → CySA+ → CASP+ or CISSP → Specialize: Red Team, SOC, Compliance, GRC Every cert adds leverage. So does every interview.

Let’s say you waste $12/day on stuff you forget 24 hours later. That’s $360/month. Invested at 8% for 20 years = $213,000. Your “treat” is costing your freedom.