Figured it's about time to do this Twitter thing. You all should check it out - I think it's going to be big.

I watch this at least once a year to laugh uncontrollably - youtube.com/watch?v=jJN9mB…

We're less than a month away until our waitlist members can apply for the Owner's Rewards Card (in waves)!

#1 in my heart. 249 startups competing for 2nd place.

So... I bought a bank. And I need talented people to help me build and grow it. Interested? Apply here: boards.greenhouse.io/fnbob For more information on why I purchased the bank, you can read the following: fortune.com/2021/10/19/m1-… m1finance.com/blog/bank-and-…

Congrats to homegrown Chicago StackedCrypto on the monster $35m series A. Birch + team are hungry to win and ship exceptional products.

Private Banking perks shouldn’t be reserved for the ultra-wealthy. Imagine you had a digital private bank in your pocket:   - Opens access to resources  - Brings down fee-driven costs  - Helps you make financial decisions  I think it can do even more: bit.ly/3QlnZaE

Today, M1 is rolling out the 5.00% APY High-Yield Savings Account to all M1 Plus subscribers. Now just $10 per month or $95 per year. Tell your friends, tell your neighbors, tell everyone you know. Learn more here: m1.com/save/high-yiel…

In keeping with my tradition of a post every two years or so... I wanted my connections to get 5.50% APY on their cash through M1. This is a 0.50% boost for 6 months over our current 5.00%. m1.com/special-invite…

With today's move, S&P is up ~7.5% year to date and ~13% over the last 12 months (Nasdaq 4.5% and 13%, respectively). The stock market is a long-term investment vehicle with wild short-term fluctuations. This is expected behavior.

One of the greats saying it better:

It's a good day to be an M1 client. Join our community for an uninterrupted experience. Here's a special invite from our Founder and CEO: m1.com/special-invite…

Howard Marks has a big brain - an incredible thinker and conveyor of ideas. Even with this he has the intellectual humility to say "I don't know." If he doesn't, likely no one else does either. youtube.com/watch?v=zwBGAm…

Happy New Year! Start your fiscal year off strong with these big offers.

This seems to be 2 separate issues: 1. What should we require of companies to sell ownership stakes to the general public, and 2. What's the best technology to support it? I believe the public markets are over regulated, which prevents the public from owning certain companies.