My mid-year estimates of equity risk premium, by country, are available for download, if you are interested. This is my first update in three decades, where the US equity risk premium reflects a country risk component, after the Moody's ratings downgrade. bit.ly/3GddTJz

I am a teacher, first and foremost. I don’t promote stocks, seek out investors or have ties with investment entities. I also don’t have an Instagram account or post on Facebook. In short, if you read anything that claims otherwise, it is a scam. If you have no idea what I am