Watch the latest episode of Rants and Gems on Earn Your Leisure YouTube channel now. youtu.be/F2t3I80Urhg

A blessing out of season is a curse

10 Commandments of HomeBuying 1. Don't change jobs, become self-employed, or quit your job 2. Don't buy a car, truck, or van (or you may be living in it) 3. Don't max out your credit cards 4. Don't pay your bills late 5. Don't spend money that you saved for your house

6. Don't buy furniture before you own the house 7. Don't make large deposits that can't be sourced. 8. Don't co-sign for ANYONE 9. Don't run your credit during the process 10. Don't celebrate until you're at the closing table. Anything can happen

Countries Who Own The Most Acres U.S. Agricultural Land 1Canada (12,845,000 acres) 2Netherlands (4,875,000) 3Italy (2,703,000) 4United Kingdom (2,538,000) 5Germany (2,269,000) 6Portugal (1,483,000) 7France (1,316,000) 8Denmark (856,000) 9Luxembourg (802,000) 10Ireland (760,000)

There's a lot of bad information about Home Equity Line of Credit (Helocs) on the internet & it's going to get a lot of people in trouble because they think it's automatically going to happen when they close on a property. Here's a few things you need to know about Helocs

If you purchased a home using a low down payment program then its highly unlikely in todays market you would gain 10-30% equity in a short period of time to have enough equity to do a Heloc. And there's also a good chance your dti was close or maxed out when you purchased your

Oh and another thing if the property is a true investment property meaning you don't live there good luck finding a lender that will do a HELOC because most won't consider investment's eligible. Moral of the story do your due diligence & learn the financing game before you

Here's a few reasons why homebuyers should consider using a FHA mortgage if you're going to buying a primary residence in 2023

For those of you who don't know what a FHA streamline refi is you can refinance with no closing cost & no appraisal. All you need to show is your most recent Mtg statement, HOI, ID, utility bill, verification of employment. This will save you thousands in closing cost

If you're currently shopping for a home or are in contract I would love to give you a 2nd opinion on your deal. We can help you in the following states. WA, CA, CO, TX, IL, IN, TN, AL,GA,FL,SC,NC, VA, MD,DC, PA, NJ, RI, CT, MA,NY Hit the link in my bio to get started today.

Rejection is GODS protection

Reminder: If you're in the process of purchasing or refinancing do not dispute items on your credit report.

A 93 year old Black Woman claims she is being harassed by Bailey Point Investment Group developers after she refused to sell her home & land that her family has owned since the civil war. “They released snakes by my windows & slashed my tires.”

Should I do a networking event in Houston?

Attention all homeowners, investors and real estate investors Im hosting a free networking event on July 13th at Thebar5015 in Houston. Click the link below to rsvp mgbookstore.com/pages/houston-…

Heading back to Houston with my brothers @troymillings & Rana Bilal Rashad for the @nareb_realtist national conference. This will be a legendary event you don't want to miss this. narebeyl.eventbrite.com

Buy one get one free!!!!!!! Go to mgbookstore.com to get your bundle today. For all questions about orders please email [email protected] #mgthemortgageguy #elevatedpages

If you're going to investfest take advantage of the hotel block asap before it expires. investfest.com/us/hotel-trave…

Maturing is realizing that therapy is good for you. Stop letting people validate you by making you feel like you barely have any flaws. Truly, therapy changed my life, the way I think, the way I operate. But if you can’t go to therapy, at least try to write your thoughts out.