A slew of consent orders & the collapse of a middleware provider has some #banks exiting the banking as a #service space. But other #FIs see opportunity. Can they find a successful path? bankdirector.com/magazine/4th-q… #BaaS #bankstrategy #bankdirector Emily McCormick

An Ex-Regulator Demystifies the Supervisory Process – Read this exclusive article from Emily McCormick here: bankdirector.com/article/an-ex-… #bankregulation #banking

It took Coastal Community Bank 5 years to turn a profit in its now rapidly-growing BaaS business. CEO Eric Sprink explains the bank's slow and steady approach + the high level of investment required in my latest for Bank Director magazine (paywall): bankdirector.com/magazine/4th-q…

My latest: I recently interviewed Anthony Sharett, Pathward Financial's president, to reflect on the bank's lessons over 2 decades of banking as a service, where the business line is going and how the bank uses tech + talent to drive growth: finxtech.com/pathward-finan…

Cybercrime is big business, and business is booming. Bank Director just unlocked @naomisnyder's cover story, "The Business of Cybercrime Explodes," from our latest issue. Check it out now. bankdirector.com/article/magazi…

Fewer than half of the #directors & CEOs responding to Bank Director’s 2024 Governance Best Practices Survey reported that their #board sets expectations for engaging with #regulators.bankdirector.com/article/an-ex-… Emily McCormick

Clear shift in government policy. Some after SVB had assumed all uninsured depositors would be backed by the government going forward. Bankers always knew that wouldn’t be true—and they were right.

I would for real do this.

An M&A update from Paul Davis, contributing to Bank Director: Buyers are raising capital in conjunction with deals, and banks approaching the $10 billion mark feel more tempted to sell. bankdirector.com/article/recent…

"It was fun to start with a clean sheet of paper. That was a big motivation for me." Pinnacle Financial Partners' Terry Turner + Rob McCabe Jr. reminisce about the bank's founding, their relationship + legacy with Bank Director's @naomisnyder. bankdirector.com/article/exclus…

JPM is going after the TikTok'ers that took part in the "infinite money glitch" — aka good, old fashioned check kiting with a modern social media twist: cnbc.com/2024/10/28/jpm…

From Bank Director's Laura Alix: TD Bank's $3 billion BSA/AML penalty may be eye-popping, but an enhanced regulatory focus on BSA/AML violations isn't an outlier. Here's what community banks should look for. bankdirector.com/article/commun…

This was still a thing in the 80s. My little brother loved this stuff on toast.

#ElectionDay In Bank Director's recent newsletter, we shared how bank execs and boards could vote today, based on our upcoming 2025 Bank M&A Survey: myemail.constantcontact.com/NEW-Insights-R…