Earl Smith, Halifax Mortgage Broker (@earlsmith_ca) 's Twitter Profile
Earl Smith, Halifax Mortgage Broker

@earlsmith_ca

#Mortgage Broker with @TMGCanada, #Halifax, Nova Scotia. Proud father - connect with me. TMG The Mortgage Group (Atlantic) Inc. [email protected]

ID: 34371241

linkhttp://www.earlsmith.ca calendar_today22-04-2009 19:33:01

9,9K Tweet

1,1K Followers

603 Following

Earl Smith, Halifax Mortgage Broker (@earlsmith_ca) 's Twitter Profile Photo

Jenga! Just like each block is crucial in the game, every component of your mortgage is essential. Building a solid financial foundation, making informed decisions about loan types and terms, balancing financial goals, and managing risks are key to keeping your mortgage steady.

Jenga! Just like each block is crucial in the game, every component of your mortgage is essential. Building a solid financial foundation, making informed decisions about loan types and terms, balancing financial goals, and managing risks are key to keeping your mortgage steady.
Earl Smith, Halifax Mortgage Broker (@earlsmith_ca) 's Twitter Profile Photo

Spring is arriving like a gift! Full of fresh starts and new beginnings and warmer days! Did you know gifting a down payment to a family member is becoming more normal in Canada? However there are things that you need to know. More information? Reach out today and let's talk.

Spring is arriving like a gift! Full of fresh starts and new beginnings and warmer days! 
Did you know gifting a down payment to a family member is becoming more normal in Canada? However there are things that you need to know.
More information? Reach out today and let's talk.
Earl Smith, Halifax Mortgage Broker (@earlsmith_ca) 's Twitter Profile Photo

A reverse mortgage can help by allowing you to tap into your home's equity. Cash is tax free. Advantages: 1. You continue to own your home. 2. Use borrowed amount to maintain your lifestyle (an annuity) 3. The lender will not require payments while you living in your home.

A reverse mortgage can help by allowing you to tap into your home's equity. Cash is tax free. Advantages:
1. You continue to own your home.
2. Use borrowed amount to maintain your lifestyle (an annuity)
3. The lender will not require payments while you living in your home.
Earl Smith, Halifax Mortgage Broker (@earlsmith_ca) 's Twitter Profile Photo

🏑 New Homeowners: Quick Property Tax Tips! 🏑 1️⃣ Property taxes cover local services. 2️⃣ Can be included in your mortgage. 3️⃣ Pay attention to your tax bill. 4️⃣ Budget for potential changes. 5️⃣ Pay on time 6️⃣ Need help? Ask away! πŸ πŸ’‘ #HomeownerHelp #TaxTips

🏑 New Homeowners: Quick Property Tax Tips! 🏑
1️⃣ Property taxes cover local services.
2️⃣ Can be included in your mortgage.
3️⃣ Pay attention to your tax bill.
4️⃣ Budget for potential changes.
5️⃣ Pay on time 
6️⃣ Need help? Ask away!

 πŸ πŸ’‘ #HomeownerHelp #TaxTips
Earl Smith, Halifax Mortgage Broker (@earlsmith_ca) 's Twitter Profile Photo

Negotiating is my superpower! πŸ¦Έβ€β™‚οΈ My industry expertise and lender relationships often allow me to secure better rates and terms than you might on your own. Plus I will help you look at the big picture of your finances! Reach out today.

Negotiating is my superpower! πŸ¦Έβ€β™‚οΈ  
My industry expertise and lender relationships often allow me to secure better rates and terms than you might on your own. Plus I will help you look at the big picture of your finances! Reach out today.
Earl Smith, Halifax Mortgage Broker (@earlsmith_ca) 's Twitter Profile Photo

Mortgage Tip: Location Matters When looking at homes make sure to find where you liked to live before you fall in love with a house. You can always make changes to a house. However, you can not easily move the home to have beach front access or be in the best school district.

Mortgage Tip: Location Matters
When looking at homes make sure to find where you liked to live before you fall in love with a house. You can always make changes to a house. However, you can not easily move the home to have beach front access or be in the best school district.
Earl Smith, Halifax Mortgage Broker (@earlsmith_ca) 's Twitter Profile Photo

Don’t cling to a mistake just because you spent a lot of time making it....oof...This one made me pause for a minute and think. Some days we try so hard to make things work out, but in truth they were never meant to. Release yourself from that expectation. Pause, and let it go.

Don’t cling to a mistake just because you spent a lot of time making it....oof...This one made me pause for a minute and think.

Some days we try so hard to make things work out, but in truth they were never meant to. Release yourself from that expectation. Pause, and let it go.
Earl Smith, Halifax Mortgage Broker (@earlsmith_ca) 's Twitter Profile Photo

Are you self-employed? Yyou may have a bit of difficulty accessing finances to buy your home since your income could be a little less predictable. You will typically need to show a consistent average of income over 2 years plus some extra due diligence. Curious, let's chat!

Are you self-employed?
Yyou may have a bit of difficulty accessing finances to buy your home since your income could be a little less predictable. You will typically need to show a consistent average of income over 2 years plus some extra due diligence. Curious, let's chat!
Earl Smith, Halifax Mortgage Broker (@earlsmith_ca) 's Twitter Profile Photo

THE RATES, TODAY (May 27, 2024) Because I work with a wide variety of lenders I can access competitive, lower-than-advertised interest rates. * This data is provided for information purposes only. Posted rates are subject to change without notice. buff.ly/4dVrYHm

THE RATES, TODAY (May 27, 2024)
Because I work with a wide variety of lenders I can access competitive, lower-than-advertised interest rates. 
* This data is provided for information purposes only. Posted rates are subject to change without notice.  buff.ly/4dVrYHm
Earl Smith, Halifax Mortgage Broker (@earlsmith_ca) 's Twitter Profile Photo

What will the roll of the dice give you? Will the interest rate go up or go down? What will happen next week with the Bank of Canada announcement? Good news! When you come and chat with me, we will go through all your questions and I'll do my best to answer each one. Reach out!

What will the roll of the dice give you? Will the interest rate go up or go down? What will happen next week with the Bank of Canada announcement?
Good news! When you come and chat with me, we will go through all your questions and I'll do my best to answer each one. Reach out!
Women's Day (@womensday) 's Twitter Profile Photo

#HappyInternationalWomensDay ✨. Together let's #AccelerateAction for #genderequality πŸ’ͺ. Let's support the supporters & make #InternationalWomensDay one of the biggest #GivingDays of the year via #IWDgiving. Wishing everyone an impactful #IWD2025 πŸ‘‰bit.ly/IWD2025 #IWD

#HappyInternationalWomensDay ✨. 

Together let's #AccelerateAction for #genderequality πŸ’ͺ. Let's support the supporters & make #InternationalWomensDay one of the biggest #GivingDays of the year via #IWDgiving. Wishing everyone an impactful #IWD2025 πŸ‘‰bit.ly/IWD2025 #IWD