DrSwipeSmart (@dr_swipe_smart) 's Twitter Profile
DrSwipeSmart

@dr_swipe_smart

DrSwipeSmart🧑🏻‍⚕️🩺 💳| Helping you maximize credit card rewards & save smart| Tips on points, cashback & financial freedom

ID: 1643853765567561729

calendar_today06-04-2023 05:51:02

7 Tweet

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Rushil Mehtani (@rushilmehtani) 's Twitter Profile Photo

⛽️ Fuel is one of the few expenses where most people still overpay every single month. Not because better options don’t exist - but because the good ones aren’t obvious. Yes, fuel-specific cards exist and give great returns - but let’s be honest, most people don’t have them. So

⛽️ Fuel is one of the few expenses where most people still overpay every single month.
Not because better options don’t exist - but because the good ones aren’t obvious.

Yes, fuel-specific cards exist and give great returns - but let’s be honest, most people don’t have them.
So
Amish (@paisaprinciple) 's Twitter Profile Photo

Part 2: Save anywhere between 4%-18% by buying Amazon Pay vouchers and using them outside the Amazon ecosystem🤯 But where exactly can Amazon Pay be used outside Amazon? 👉Food & groceries 👉Travel & entertainment 👉Health & fitness 👉Services & subscriptions 👉Even on voucher

Part 2: Save anywhere between 4%-18% by buying Amazon Pay vouchers and using them outside the Amazon ecosystem🤯

But where exactly can Amazon Pay be used outside Amazon?
👉Food & groceries
👉Travel & entertainment
👉Health & fitness
👉Services & subscriptions
👉Even on voucher
Just Cards (@joenonaddy) 's Twitter Profile Photo

🚨 Please don't share this CONFIDENTIAL document. Card cannot be downgraded once upgraded. 🤔 Upgrades from co-branded to core cards are restricted. Hehe Satish Kumar Agarwal Link in the next post.

🚨 Please don't share this CONFIDENTIAL document.

Card cannot be downgraded once upgraded. 🤔

Upgrades from co-branded to core cards are restricted. Hehe <a href="/iSatishAgarwal/">Satish Kumar Agarwal</a>

Link in the next post.
Rushil Mehtani (@rushilmehtani) 's Twitter Profile Photo

🚨 Devaluation Alert - and this one really hurts. One of the cleanest, highest-value ways to buy District Money Vouchers is gone. No heads-up. No gradual phase-out. District Money Vouchers can no longer be bought via Amazon Shopping Vouchers - or even Amazon Pay balance. Just

🚨 Devaluation Alert - and this one really hurts.

One of the cleanest, highest-value ways to buy District Money Vouchers is gone.
No heads-up. No gradual phase-out.

District Money Vouchers can no longer be bought via Amazon Shopping Vouchers - or even Amazon Pay balance.

Just
Luxe Indian Point Explorer (@luxe_explorer) 's Twitter Profile Photo

✈️ Major Airline Miles Validity — Quick Guide 💺 🟢 No Expiry 📍 Delta SkyMiles (never expire) ✨ 📍 United MileagePlus (never expire) ✨ 📍 JetBlue TrueBlue (never expire) ✨ 🔁 Activity-Based Expiry 📌 Maharaja Club (AI): 24 mo since last activity 🔄 📌 Aeroplan (Air Canada):

✈️ Major Airline Miles Validity — Quick Guide 💺

🟢 No Expiry
📍 Delta SkyMiles (never expire) ✨
📍 United MileagePlus (never expire) ✨
📍 JetBlue TrueBlue (never expire) ✨

🔁 Activity-Based Expiry
📌 Maharaja Club (AI): 24 mo since last activity 🔄
📌 Aeroplan (Air Canada):
Creditkeeda (@creditkeeda) 's Twitter Profile Photo

Ways to find a merchant’s MCC: 1) QR codes at offline stores Scan the QR with any QR code scanner. Check the raw text for mc= (example: mc=5411). Not all QRs show it—if it’s missing, try another method below. 2) Razorpay Open the merchant’s payment page on a desktop/laptop.

Luxe Indian Point Explorer (@luxe_explorer) 's Twitter Profile Photo

⛽ All FUEL HACKS Compiled – Ready Reckoner ⚡ These hacks give EXCEPTIONAL returns (8–18%) — far better than traditional fuel cards (4–6%). Save this 🔖 📌 ➡️⚡ ICICI iShop Route (HPCL / Shell) Buy HPCL or Shell Fuel Vouchers via ICICI iShop using EPM or Times Black 💰

⛽ All FUEL HACKS Compiled – Ready Reckoner ⚡

These hacks give EXCEPTIONAL returns (8–18%) — far better than traditional fuel cards (4–6%).

Save this 🔖

📌 
➡️⚡ ICICI iShop Route (HPCL / Shell)

Buy HPCL or Shell Fuel Vouchers via ICICI iShop using EPM or Times Black

💰
Luxe Indian Point Explorer (@luxe_explorer) 's Twitter Profile Photo

🏨 Hotel Points Validity Across Major Programs (Quick Guide) 📝 ⚠️ Accor Live Limitless (ALL): 12 months from last activity 🔄 ⚠️ TATA NeuCoins via IHCL (Taj/SeleQtions/Vivanta): 12 months from last activity 🔄 📌 Hilton Honors: 24 months from last activity 🔄 📌 Marriott

🏨 Hotel Points Validity Across Major Programs (Quick Guide) 📝

⚠️ Accor Live Limitless (ALL): 12 months from last activity 🔄
⚠️ TATA NeuCoins via IHCL (Taj/SeleQtions/Vivanta): 12 months from last activity 🔄

📌 Hilton Honors: 24 months from last activity 🔄
📌 Marriott
Amish (@paisaprinciple) 's Twitter Profile Photo

This is the ONLY post you need to decide 👇 ✅Keep Amex Platinum Travel ✅Downgrade to MRCC ✅Or apply for a new MRCC No bias. No hype. Just numbers. Just clarity. What this post covers: • Returns of 1 MRCC vs 2 MRCC vs 1 Plat Travel • Across different spend levels • Across

This is the ONLY post you need to decide 👇
✅Keep Amex Platinum Travel
✅Downgrade to MRCC
✅Or apply for a new MRCC
No bias. No hype. Just numbers. Just clarity.

What this post covers:
• Returns of 1 MRCC vs 2 MRCC vs 1 Plat Travel
• Across different spend levels
• Across
Luxe Indian Point Explorer (@luxe_explorer) 's Twitter Profile Photo

🚨 ACCOR+ Explorer Stay Plus FREE Night — INDIA Ready Reckoner ✈️🏨 ✨ 1+1 on the most expensive night, no limited inventory 🏰 Ultra-Luxury / PALACE Properties (MAX ₹ Value) 🏆 Raffles Udaipur • Peak: ₹85,000 – ₹1,40,000+ • Shoulder: ₹65,000 – ₹90,000 ➡️ Stay Plus free

🚨 ACCOR+ Explorer Stay Plus FREE Night — INDIA Ready Reckoner ✈️🏨

✨ 1+1 on the most expensive night, no limited inventory

🏰 Ultra-Luxury / PALACE Properties (MAX ₹ Value)

🏆 Raffles Udaipur
• Peak: ₹85,000 – ₹1,40,000+
• Shoulder: ₹65,000 – ₹90,000
➡️ Stay Plus free
Tarun Todi (@ttodi23) 's Twitter Profile Photo

Most regular folks use credit cards for convenience. The 1% use them to fund their vacations. ✈️ If you spend more than ₹50k/month (₹6L/year), you’re likely leaving free tickets & stays on the table. Here is how to tier your wallet for 2026. 🧵 #ccgeek #ccgeeks

Most regular folks use credit cards for convenience. The 1% use them to fund their vacations. ✈️

If you spend more than ₹50k/month (₹6L/year), you’re likely leaving free tickets &amp; stays on the table.

Here is how to tier your wallet for 2026. 🧵

#ccgeek #ccgeeks
Luxe Indian Point Explorer (@luxe_explorer) 's Twitter Profile Photo

✍️ RBI Banking OMBUDSMAN Compliant Filing – Ready Reckoner 🧾 🔹 Step 0 – Before filing 1️⃣ First raise a complaint with your bank/NBFC directly 2️⃣ Wait up to 30 days for resolution 3️⃣ If not resolved / unsatisfied → escalate to RBI CMS 🔗 Portal: cms.rbi.org.in 💡

✍️ RBI Banking OMBUDSMAN Compliant Filing – Ready Reckoner 🧾

🔹 Step 0 – Before filing 
1️⃣ First raise a complaint with your bank/NBFC directly
2️⃣ Wait up to 30 days for resolution
3️⃣ If not resolved / unsatisfied → escalate to RBI CMS
🔗 Portal: cms.rbi.org.in

💡
Arun Kanna (@kanna_twister) 's Twitter Profile Photo

Did a quick comparison on HP Pay ₹2000 fuel vouchers using Amazon Pay across platforms — here’s what I found 👇 🔹 Maximize → ₹2057 (₹57 surcharge | ~2.85%) 🔹 Magnify → ₹2055 (₹55 surcharge | ~2.75%) 🔹 Savesage → ₹2025 (₹25 surcharge | ~1.25%) 📊 Difference between

Did a quick comparison on HP Pay ₹2000 fuel vouchers using Amazon Pay across platforms — here’s what I found 👇

🔹 Maximize → ₹2057 (₹57 surcharge | ~2.85%)
🔹 Magnify → ₹2055 (₹55 surcharge | ~2.75%)
🔹 Savesage → ₹2025 (₹25 surcharge | ~1.25%)

📊 Difference between
milesmint (@milesmintin) 's Twitter Profile Photo

Double Dip Deals You Shouldn’t Miss 👇 1️⃣ Link Air India Maharaja Club with Zomato → 2% miles on ₹499+ orders. Buy Zomato vouchers via SmartBuy/iShop/Maximize → up to 18% rewards 🔥 2️⃣ Link IndiGo Bluechip with Swiggy → 1 Bluechip per ₹250 spend. Stack with vouchers → up

Manish Golcha (@man1sh_golcha) 's Twitter Profile Photo

The gap between advertised rewards and real returns has never been wider. 📉🛑 I’ve audited India’s "Big 4" so you don’t have to: not just reward rates, but the spend required to unlock caps, redemption ceilings, excluded category limits, and the real renewal math. 💳 Axis

The gap between advertised rewards and real returns has never been wider. 📉🛑

I’ve audited India’s "Big 4" so you don’t have to:

not just reward rates, but the spend required to unlock caps, redemption ceilings, excluded category limits, and the real renewal math.

💳 Axis
Do Baniye (@dobaniye) 's Twitter Profile Photo

The Ultimate HSBC Credit Card Thread Breaking down every major HSBC Bank card with real numbers, reward strategies, and hacks to maximise value. We’ll add each card breakdown in the replies below. Bookmark this thread!

The Ultimate HSBC Credit Card Thread

Breaking down every major HSBC Bank card with real numbers, reward strategies, and hacks to maximise value.

We’ll add each card breakdown in the replies below.

Bookmark this thread!